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Cashcall

Date: Thu, 01/17/2013 - 17:13

Submitted by anonymous
on Thu, 01/17/2013 - 17:13

Posts: 202330 Credits: [Donate]

Total Replies: 4


I received a loan from western sky, transferred to cashcall immediately back in October.  I now owe 3700.00 on a 2600.00 loan. I know these are illegal and I contact them daily trying to settle this account and no matter how many times I tell them everything I know and every agency I have contacted, I get the same response. I knew the interest rate and that ws is tribal. I even went as far as to send with my letter their incorporation papers from South Dakota proving they are not tribal.  Where do I go from here?  Do I cease communication? How long will it take for them to finally send me an offer for settlement? I have disputed this with the credit bureaus, but still have not heard back from them. Btw, I am in New York.

Thanks for your replies!


Simply put, payday lending is strictly illegal in NY. Stating that in your letter, you need to dispute the tradeline with the CRA(s). The settlement letters should be arriving soon enough. File a complaint with your AG and the FTC.


lrhall41

Submitted by Steve Barris on Thu, 01/17/2013 - 19:24

( Posts: 1043 | Credits: )


i have a loan with cash call as well. Been going back and forth with them since December. I have received three letters from them trying to negogiate several times but on their terms. So I just keep the letters and keep waiting until they get tired of sending and agree to me paying bak the principle only.


lrhall41

Submitted by Singlemom on Fri, 01/18/2013 - 07:14

( Posts: 104 | Credits: )


I have done all of the above.  I have not heard back from the AG or FTC, it has been just over a week.  I disputed it with the CRA and they have said it came back verified.  I even sent the NYS Banking Laws with my attachment.


lrhall41

Submitted by anonymous on Fri, 01/18/2013 - 04:56

( Posts: 202330 | Credits: )