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cinnomonswirl@yahoo.com

Date: Sat, 04/20/2013 - 10:22

Submitted by cinno
on Sat, 04/20/2013 - 10:22

Posts: Credits: [Donate]

Total Replies: 2


HELP I live in NY and I have 5 online payday loans Riverbend 500 paid 915, united cash 400 paid 650.00, WCB 250 paid 0 Payday Nation 450 paid 1806 Splash Cash 600 paid 1307.50 I have closed my bank account and got a new one now they are constantly calling me and home and work can you tell me what my options are on dealing with them your help will be greatly appreciated


Payday loans are illegal in NY. You are only morally responsible for paying the principal amount borrowed, nothing more, nothing less. On this site, click on forums, then click on payday loan help, then click on sticky on how to deal with unlicensed lenders. Follow every step, do not skip. By your figures, it seems that you are due refunds from everyone except WCB. Keep us posted on your progress. If you recognize the numbers, don't answer the phone and tell your employer that you are a victim of fraud and to ignore the calls.


lrhall41

Submitted by bingonut on Sat, 04/20/2013 - 17:59

( Posts: 1428 | Credits: )


Payday lending is prohibited in NY. You owe only the principal. As you have already overpaid them, so ask them for a refund. But it depends on their discretion whether or not to return back your money. You have done the right thing by closing down your bank account. Don’t worry mate….they can’t do anything.


lrhall41

Submitted by anonymous on Mon, 04/22/2013 - 23:10

( Posts: 202330 | Credits: )