Default Private Student Loan
This was probably not a loan that the school gave you but a private loan from outside the school....correct?? Who is the lender??
As with all private loans, you will not be able to consolidate now that it has default. You will never be able to get it back "on track"...there is no way to take a private loan out of default.
Private loans also sue as a regular course of business, regardless of whether or not you are making payments. Start sending in what you can to reduce your long term interest but be prepared for the worst. Sorry it couldnt be better news.