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Need help to pay my debt and repair my credit

Date: Sat, 02/25/2006 - 20:58

Submitted by anonymous
on Sat, 02/25/2006 - 20:58

Posts: 202330 Credits: [Donate]

Total Replies: 3


I just joined and am currently tangled in 10,000 dollars of debt and am here to recieve good info and advice from others that are affected by debt and taken advantage of by companies that aren't legit or that seek victims. All advice would be greatly appreciated. Also I am not registered to recieve points yet, but can you help me in my persuit to clear my debt and reapir my credit.
Bless you.

Thanx.


Hi, join this board and you will start earning points towards your user account. You can later encash them with this site and put it to good use for your credit.

Answering the main part of your query, this is what I wrote in the other post for you.

Quote:

Pierre, 10,000 dollars is a big amount of debt. You must ensure to receive proper details from the company that is making the collections. If the debt is within the CA, they are required to validate the account in legal terms. This must give you all the necessary information about the account as well as the copy of contract signed with your creditor. Don't make a payment agreement before reviewing the calculation of the debt account along with the interest charges. The collection agency might force you to pay without giving the details. You have your legal consumer rights and as per the laws, you can refuse to pay the account without seeing anything in writing.


Sit in front of your computer and start interacting with the community. You will always learn something new in this forum.


lrhall41

Submitted by john on Mon, 02/27/2006 - 11:18

( Posts: 1231 | Credits: )


Hi! You have come to the right place. Here you will get valuable advice and debt related information which will help you a lot. I hope most of your debt related concerns will get resolved here. But before that you need to be a registered member to receive points. Fill up the registration form suggested by john start earning points.

Best wishes to you............


lrhall41

Submitted by simson on Wed, 03/01/2006 - 02:44

( Posts: 11 | Credits: )


Guest,

Once your creditors start receiving payments regularly, your report will definitely reflect it. Regular payment is very important to obtain a good score as well.

When the accounts are paid in full, your credit file will be updated accordingly. Your credit counselor will insist your creditors to report your accounts in your favor. As a result your score will go up gradually.


lrhall41

Submitted by stanley on Wed, 03/01/2006 - 09:15

( Posts: 1639 | Credits: )