AdvanceMeToday Payday Loan...they refuse to make affordable payback arrangements, and are threatening me...please help!

I took out a loan in January to pay to get my driver's license reinstated, at the time I was working at Convergy's as a Directv Tech Rep, and was making $10/hr, and grossing over 1K a month. However, due to unforseen circumstances, I had to stop working there. Since then, I have tried working out a payment arrangement with advance me today, but haven't been able to work out a repayment plan with them that I can afford. They have made repeated attempts to collect the payments, as well as the full amount owed, even after I had contacted them, and told them to suspend the autodraft due to the fact that I had no money in my account due to my SSI payment only being 102.50 in march. Because of their repeated attempts to collect from that account, that bank account is now almost $700 in the red.

I have repeatedly spoken with them about my financial situation, and have never told them I was unwilling to pay them back, only requested that they work with me on a pyment arrangement I can afford, that won't nd up taking food out of my child's mouth. they refuse. Just as they refused to stop trying to collect the debt, and got my account in the red.

I spke with 2 of their reps today. the first one, a Mr Wallace, said they could do a repayment of 102.50 every 2 weeks, I asked if there was any way that could be done as a monthly installment instead. He said no. I asked him to ask his supervisor if there were any other options, he refused. I asked to speak with his supervisor, he refused. Then he got all smug and threatened to make an example out of me, stating that he loved making examples out of accounts like mine that refused to pay them back. He continued threatening me with some federal law, which he didn't state, refusing to explain what it was exactly he was threatening to do legally, even after I asked him repeatedly to explain what it was he was going to do, and what he meant by his statement that he loved making examples out of accounts like mine, and his statement that he was going to make an example out of me. he even stated that I was trying to commit fraud.

I have been nothing but honest with this company about my financial situation, and have stated to them many times that I don't dispute the debt, and am willing to repay them what is owed, all I ask is that they work with me on making an agreement I can afford. Instead, I get refusals to answer my questions, refusals to speak with a supervisor in hopes of getting the answers I had requested, and threatened to be made an example out of. Not knowing exactly what that is supposed to mean.

Can you help me please? I owe advance me today, and other bills, but this company, this advance me today loan repayment is the most urgent.

Thank you for your time, I look forward to hearing back from you soon.