Progressive Debt Relief – getting conflicting responses. Help!!!

all are internet and illegal in fact fireside,and my next paycheck are offshore and tribal.greentrust is also illegal so go to soaplady's signature on dealing with illegal lenders.do that,but the first step in that sig is closing your current account and opening a new one.on a seperate note to the shill two posts above.the post above bingonut is the reason consolidation is a scam as again they waaaaay overpaid and payong leeches so they can pay even more is asinine.take your shilldome elsewhere.

I have four internet payday loans i have talked to my bank and they are helping me stop payment for this payday and open a new account so I can close the one attached to my pdl's. Does anyone know the law in Washington? I was going to go with the debt consolidation with progressive debt relief but now Im afraid. anyone have any ideas> Can they garnish my wages for pdl's?

Who are your loans with? How much borrowed? How much paid to date.. You want to revoke ACH authorizations - you should not pay for stop payments --

Washington Payday Loan Laws - State Legal Status
Lending of payday loan is legal in the State of Washington. Lenders who are interested in making payday loans are required to have a small loan endorsement to their license on check cashing. Online lenders must be licensed in Washington

Loan Specifications
Maximum Loan Amount - $700
Term of Loan - Minimum 45 days
Maximum Rate of Finance and Fees- 15% on a loan of $0-500; 10% on the remaining part of the loan exceeding $500 upto a maximum amount of $700.
Finance Charge on $100 loan for a 14 day period - $15
APR for $100 loan for a 14 day period - 390%

Debt Limits
Maximum Number of outstanding loans permitted at a time - At any point of time a company is not allowed to hold check(s) of the face amount (aggregate) of $700 plus allowable fees from a borrower.
Permissible number of Rollovers - None (proceeds of another loan cannot be used to repay the existing loan)
Repayment Plan - Payment plan can be entered voluntarily by the lender and the borrower at any point of time. However, a borrower who has borrowed 4 successive loans has the right of converting a small loan to a statutory payment plan before defaulting on the last loan.

Limits of Collection
Collection Fees - a) NSF fee of $25 (one time for every instrument); b) Costs of collection (excluding interest, attorney's fees and damages)
Criminal Action - Prohibited

File your Complaint and get Information
Regulator - Washington Department of Financial Institutions - You can check here to see if licensed to lend in WAhttp://www.dfi.wa.gov/
Address - Division of Consumer Services, PO Box 41200 Olympia WA 98504
Phone - (360) 902-8700

If not licensed to lend in WA - then follow this link on how to deal with - you are starting by shutting down the old account and opening a new one not linked in any way to the old one. http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html

When you revoke their ACH authorizations you will also want to cancel any wage assignments you may have signed and give copes of the cancellations to your payroll department - if they question you can tell them you were a victim of fraud.. They only way they can garnish your pay is to take you to court and unlicensed lender will not.. So lets look at who your lenders are and where to go!