A bit of advice
Date: Thu, 05/09/2013 - 08:05
If you get a call from a collection agency/legal department/attorney's office threatening you with legal action if you dont pay, chances are they are not legit. A real collection agency will contact you via writing and phone and will not make such threats. Just speaking from personal experience.
You obviously dont have a lot
You obviously dont have a lot of personal experience. Legal action via the courts is VERY possible, especially if it is a law office calling. Many of the major credit card lenders DO actively sue...cap one, discover, am ex....
