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Is there a legit payday loan consolidation program

Date: Tue, 05/14/2013 - 21:25

Submitted by anonymous
on Tue, 05/14/2013 - 21:25

Posts: 202330 Credits: [Donate]

Total Replies: 7


I've been reading a few of the forums and comments here and am still contemplating on whether or not to consolidate my payday loans or close the bank account like suggested. My problem with closing the account is that I do not want these people calling and/or harassing me at work. My boss will be very frustrated and take it out on me.

I'm at a loss and the due dates are all approaching.


bingonut is absolutely right.no place can stop calls,and all they do is take their fees.provide the info requested,and we can help you.


lrhall41

Submitted by paulmergel on Wed, 05/15/2013 - 05:31

( Posts: 15514 | Credits: )


You do not want to go with a consolidation company. They just cost more money and do not do anything for you. What state are you in? names of lenders?, how much originally borrowed?, and how much you have paid back so far? Unfortunately, the lenders will call. When they do, just inform your boss that you have been a victim of fraud and to ignore the calls. Also, register with the forum so that you can see answers to your posts.


lrhall41

Submitted by bingonut on Wed, 05/15/2013 - 04:58

( Posts: 1428 | Credits: )


There is no reason to go with a PDL consolidator. I signed up with relief.llc last year. Not saying they aren't legit. But it isn't a good deal. Once they entered into an agreement with one lender they grabbed their part of the fee. I thought better of it and was out a few hundred bucks and they only paid $100 on my behalf. My thinking initially was that I just didn't have the time to handle all of this. But, especially if all your loans were illegal and youve paid more than your principal, you shouldnt be paying anyone, anything.


lrhall41

Submitted by anonymous on Wed, 05/15/2013 - 08:40

( Posts: 202330 | Credits: )


I figured as much. I live in Florida. The loans are with
Principle Fee Paid
VIP Loan Shop $800 $240 only finance fee
to renew
United Cash Loans $800 $240 due 5/20
Star Cash Processing $500 $150 due 5/20

It started as only one, but then of course one to pay off the other and so forth and so forth :/

I will register now to see the future posts from you all....thank you so much


lrhall41

Submitted by anonymous on Wed, 05/15/2013 - 23:55

( Posts: 202330 | Credits: )


I'm sorry if I keep reposting. I'm not sure if I'm supposed to reply individually or add on. I live in Florida and my current loans are with

VIP Loan Shop $800+$240 finance fee
United Cash Loan $800+240 finance fee
Star Cash Processing $500+$150 finance fee

I currently have only paid the finance fee of $240 for VIP and am going to pay another $240 Friday (because that's all I will have, and it's not going to principle :/)
The other two are due Monday, in which I stupidly have a loan with Plain Greens for $1600 to pay them off.

Where do I go from here?


lrhall41

Submitted by anonymous on Thu, 05/16/2013 - 02:29

( Posts: 202330 | Credits: )