Relentless Harassment
Date: Wed, 05/15/2013 - 14:02
I have been dealing with the repercussions of online PDLs for a few months now. While I have had success with some, I have one company, Highland Holdings LLC, that is having me relentlessly harassed by multiple other companies stating they will be downloading a case against me in my county. They call work and my cell day in and day out but refuse to provide any information. I am unable to obtain any information for Highland or these "legal companies" calling me as to their physical address, actual company name, and no success requesting a written validation of debt. I have been unable to find any information stating Highland is licensed in the state of Illinois where I live, and I have paid the principle back plus more. Is there anything that can be done to get these other "companies" to stop harassing me at work and home?
My bank account is closed and Highland Holdings LLC received an ACH revocation letter from me. I believe they operate under another company called Midland Companies. They have given my debt to multiple collection agencies. When I call these agencies I am told time and time again my debt has been sold to another company. None of these companies can ever be convinced to send a validation of debt. In the meantime I deal with the legal threats from this other company simply referring to themselves as "United." At first they say I need to pay $350 (the loan was for $200 which has been repaid plus interest via the multiple ACH withdrawals made prior to my revocation) and they say I can't do anything because they are filing papers in my county against me. When they call work I tell them to go ahead and send someone to serve me and they usually hang up on me. I have a telephone number and case number from the phone call I received today. It is different from last week. Thanks.
My bank account is closed and Highland Holdings LLC received an ACH revocation letter from me. I believe they operate under another company called Midland Companies. They have given my debt to multiple collection agencies. When I call these agencies I am told time and time again my debt has been sold to another company. None of these companies can ever be convinced to send a validation of debt. In the meantime I deal with the legal threats from this other company simply referring to themselves as "United." At first they say I need to pay $350 (the loan was for $200 which has been repaid plus interest via the multiple ACH withdrawals made prior to my revocation) and they say I can't do anything because they are filing papers in my county against me. When they call work I tell them to go ahead and send someone to serve me and they usually hang up on me. I have a telephone number and case number from the phone call I received today. It is different from last week. Thanks.
It is practically impossible
It is practically impossible for them to stop calling at work. If you recognize their number, simply do not answer the phone. If the calls persist, file a complaint to your state's AG and the FTC.
Unfortunately, That's what i thought
I figured there wasn't a way to make them stop since they are almost surely not a legitimate company. I filed a complaint agains "United" last week with all the info I had so this week they are calling pretending to be other people which I do not think is a coincidence. I know the threat of sending someone to serve me is a scare tactic, but it is still pretty unsettling.