Help with NJ Laws
Date: Wed, 05/22/2013 - 20:40
I live in New Jersey
I currently have two loans, one with Western Sky/Cash Call and one with Plain Green.
The Western Sky/CC one I took out in October of 2012 for $5,000, with a monthly payment of $450 per month.
The Plain Green was taken out in July of 2012 for $120 with 29 biweekly payments of $135, I currently have 9 payments remaining.
I am having trouble finding what the laws in New Jersey are. I have read the step by step procedure for PDL's, will these work with the two above mentioned companies?
Also, is possible to ask for a refund from previous payday loans? I just paid off two with assistance of family members.
Thanks for any help.
Payday loans are illlegal in
Payday loans are illlegal in NJ. Morally, only owe the original amount borrowed, nothing more. On this site, click on link on how to deal with unlicensed lenders. follow every step. Yes, you can include the previous loans you have paid, what what borrowed and how much paid back and ask for refund if overpaid. Keep us posted on your progress.
Here is the link to make it
Here is the link to make it easier for you - http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
Plain Green you have already paid - $2700 on a $1200 loan - they owe you a refund of $1500.. you will more than likely not get one but you should have no problem getting a PIF..
Western Sky - you have paid how many payments of $450? They are a little harder to deal with..
You need to get your account secure right away and revoke their ACH authorizations and wage assignments.
