Cash Call Reporting to CRA

did the loan originate with cash call or western sky??

western sky, then handed off to cash call. Cash call is the reporter of the debt. After several disputes it now reads at a charge off

Well, Western Sky is an illegal payday loan lender too. Send a letter to the credit bureaus and state that you'll be forced to take legal steps if the listings are not removed from your report.

I'm in the same boat as you -- on my 4th round of disputes with the CRAs over Cash Call reporting Western Sky loan on credit report and all it has gotten me is it marked as a paid charge off. I have yet to figure out how to get the CRAs to understand this is an illegal loan with a company that has FTC actions against it. It's like banging my head up against a brick wall.

I have gone throught the same thing with the credit bureaus. I cant get it taken off either. no matter what you tell them they dont listen.

Have either of you sent a method of verification to the CB's?

I sent MOV last week and am awaiting responses.

My understanding is if someone reports to the CB, they have to report the good as well as the bad. If they do not provide the good then the CB are required to delete it. Isn't this the case?

AMEX doesn't report on time payments,but will report lates so not really.

Have you filed a complaint with the FTC itself regarding the CRA's not removing an illegal loan from your credit report? My understanding is that the FTC will investigate this and force the CRA's to remove the illegal loan. You do have to have proof that the loan was Western Sky or another illegal loan and not actually with Cash Call.