collection agencies asking for job verification
Date: Mon, 06/17/2013 - 14:16
Do I have to answer them?
Thanks,
Lil
It really depends on company
It really depends on company policy. There is nothing illegal about verifying employment. Student loan collectors do it all the time and they do not need a court order. Talk to the employee...if it is a legit debt they are not going to disclose information and failing to cooperate with certain types of garnishment could put your company in legal trouble. Paul...there is nothing in the law that prevents a company from verifying employment. You cannot make assumptions based on the information given.
true soaplady
student loans yes,and private ones at that,but seeing as this is not in the student loan debt section i did draw a slight assumption.however i do know people that were sued by discover,and amex.they lost their jobs,and had a one year gap before getting jobs at a lower income.verification was by the court,not the plaintiff.so as i stated,but with an addendum.unless it's a student loan,or a court doc.if it is faxed,or the OP is getting calls while it isn't illegal to do so unless it is the two instances i bought up it isn't illegal for the OP to disregard as a garnishment notice of any kind will be sent certified mail return receipt from the court.that goes for student loans especially.
This is a employer posting...
This is a employer posting....if the CA is doing their job properly and within the law, the employer should not know what type of debt it is for or that it is for a CA at all...unless the google searched the company name.
Garnishment notices are NOT send certified mail....just thru the regular mail.
A garnishment notice would
A garnishment notice would have some type of info on it as to the court that has awarded it- would it not?.. It sounds like they are just fishing to see if a person is employed some where? It is a simple yes or no, but then you will have to be on the watch for what comes next!
REALLY
i thought garnishments and other court docs had to be sent certified mail to assure the docs were delivered.go figure,but unless it has a specific debt like a student loan,or a writ of garnishment.meaning if it was a generic form i wouldn't bother replying.some bottomfeeders use this tactic.it is usually faxed,or called.i'm just suspicious i guess.
Paul...I handled our student
Paul...I handled our student loan garnishments. We send employment verification regular mail when the employers policy required it...other times we simply faxed. We disclosed no information, not even that we were a CA. It was VERY generic....we followed the FDCPA to the letter of the law. We did not say what it is for or that it was for a garnishment....just a simple employment verification.
You cannot assume they are a bottom feeder without getting specific info. In my opinion, the employer should just verify and get on with it. If it is legit, it gonna happen regardless.