Can you guys help? PDL help
Date: Thu, 07/04/2013 - 10:04
I live in Virginia and have the following loans (all online):
AmericanCreditLine.com: Original $375. Total Paid $2133.04
MySilverSafe.com: Original $500. Total paid $1755
AdvanceMeToday.com: Original $700. Total paid $336
I also have a closed loan with AdvanceMe where I received #500 and paid a total of $1865.
Are any of these loans legal in Virginia? Any hopes of me getting a refund?
Also, I have already opened a new checking account at a different bank and changed my direct deposit. I will be closing my current account as soon as the bank re-opens. Where should I proceed?
Thanks so much for your assistance!
AmericanCreditLine.com: Original $375. Total Paid $2133.04
MySilverSafe.com: Original $500. Total paid $1755
AdvanceMeToday.com: Original $700. Total paid $336
I also have a closed loan with AdvanceMe where I received #500 and paid a total of $1865.
Are any of these loans legal in Virginia? Any hopes of me getting a refund?
Also, I have already opened a new checking account at a different bank and changed my direct deposit. I will be closing my current account as soon as the bank re-opens. Where should I proceed?
Thanks so much for your assistance!
All 3 are illegal. Follow the
All 3 are illegal. Follow the steps in my signature line. A refund is up in the air.
All the above mentioned
All the above mentioned lenders are illegal in your state. You owe them nothing more than the principal balance. No interest, no fees. As you have already overpaid them, so ask them for the refund. But it fully depends on their discretion whether or not to return back your money. Close down your current bank account asap.
Thank you. I'm waiting to
Thank you. I'm waiting to hear back from my bank now about closing the account, or at least making it deposit only until I can bring it back in the black and close it. I appreciate everyone's help!