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My wife and I are very interested in consolidation.

Date: Thu, 01/09/2020 - 22:41

Submitted by Kevsam
on Thu, 01/09/2020 - 22:41

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Total Replies: 9


My wife and I are very interested in consolidation. So if we could have some information on how it works.


How much debt do you have? Do you have multiple unsecured debts? If yes, then you can take out a consolidation loan to repay all your debts. You can also enroll in a debt consolidation program to consolidate your debt.


lrhall41

Submitted by Sanders Patricia on Fri, 01/10/2020 - 05:41

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Consolidation program helps you repay debts with an affordable repayment plan. All your unsecured debts will be clubbed into a single repayment plan at a low interest rate. In case of a consolidation loan, you pay off your unsecured debts with a huge loan at a low interest rate. Now, a consolidation loan can be secured or unsecured. In you take out a secured loan, then you have to pledge to a collateral against it.


lrhall41

Submitted by Nick Jonas on Mon, 01/13/2020 - 21:33

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What are some of the recommendations on Banks, Credit Bureaus, etc to use on a Consolidation Loan?


lrhall41

Submitted by on Tue, 01/14/2020 - 18:42

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Credit bureaus don't issue a consolidation loan. However, you may get a small personal loan from a credit union. Allant is a good one. You can use this loan to consolidate your unsecured debts. Other lenders include LendingClub, Avant, Lightstream, etc.


lrhall41

Submitted by Nick Jonas on Wed, 01/15/2020 - 03:41

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You can venture out the options, talk to a consolidation company, talk to a back and choose what suits you the best. You can also opt for balance transfer method if you have credit card debts.


lrhall41

Submitted by Good Nelly on Fri, 01/17/2020 - 03:55

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lrhall41

Submitted by on Fri, 01/24/2020 - 11:21

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