Has anyone dealt with Hess Kennedy & Company or Credicur

Hi Alex

I will recommend Hess Kennedy & Company for you. They work in professional terms and have been good in their dealings with the companies. Have your contract in writing from the consultant and review all the terms and conditions. I will give them the preference first if you take my suggestions.

Credicure works with many companies under their parent name. Try to avoid them because many people have not been able to get results of their negotiations as expected.

Yes.. i am currently dealing with them right now. They are extremely nice and caring.. and they will work with you to find a payment plan that is comfortable for you personally. i had over 8 thousand dollars in debt, and they dropped it down to a little over 1 thousand. to pay off in 12 months i pay 180.00.

I have been talking to someone from Credit Exchange. Has anyone dealt with them? I'm a little worrysome about them because I know nothing about them. Anyone have any input?

There are 7 companies listed with BBB under the name Credit Exchange involved in different types of business. One is auto dealer; few are collection agencies and so on. Could you tell us which company you are looking for? You can also check their profile with BBB website.

I beleve Credit Exchange is also Hess Kennedy Company = debt consolidation who does payday loans, student loans and other creditors. They were a little too expensive for me but of course they are lawyers they are out of Florida. I am going with T & C

Is this company a gimmick? Is this a good company and will they help you? :roll: :idea: [color=red][/color][size=6][/size][size=2][/size]

SHEILA WOODALL,

Check their profile with Better Business Bureau. BBB maintains business database based on consumer feedbacks. Hope this helps.

how quick are the FTC and BBB to start investigating into complaints you left on their site of certain companies.

Does anyone else have a suggestion on who will get the best settlement for me. H and K was pretty good, but I think I should look for more options. Does looking into multiple counselors make the previous offers invalid, I noticed the offer is only good for 24 hours. Something shady about that!

I would suggest you registering with this site to get the free counseling. This site can refer you to one of the best debt consolidation companies of the country. I'm sure you will find the counseling session useful.

BTW, you can definitely go with another company if you haven't signed a contract yet.

I am about to do business with HK n& Co, has anyone had a success with them?

Hi Neecee

There are some threads in this forum discussing about Hess Kennedy & Company. Read some of them and I hope they will help you in your decision making.

does anyone have the number to hess kennedy/consumer credit counseling. I misplaced it.

HESS KENNEDY & COMPANY
210 North University Dr, #209
Coral Springs, FL 33071
Ph number: (954) 345-7848
Fax number: (954) 344-8438


Hess, Kennedy & Associates, Inc.
3040 Riverside Drive, Suite 228
Columbus, OH 43221
Telephone: (614) 487-3600
Fax: (614) 487-3610

I would NOT recommend these people to anyone. First of all they are Not Debt Consolidators they are Attorneys and they use your money as a savings account. I have been taken for about $2500.00 to $3000.00. I am in the process of filing a complaint with the Florida and Ohio Attorney General offices. Good luck

I am also looking into debt consolidation with Hess Kennedy. Does anyone know how this will affect credit ratings? Is this considered a bankruptcy? I cannot find anything on BBB about them.

debt consolidation puts a much better view than bankruptcy. All the accounts included in the program will be shown as current in your credit report. When one of the accounts gets paid off, the creditors will update it with the bureaus leading to an increase in the credit scores. Later, you can use that money to pay off the other accounts in the program. If you register in this website, a counselor from your area will call you for free credit counseling. You can discuss your repayment options with him before signing the contract.

To Got Taken...I signed my 87 year old mother up with Hess Kennedy - I called consumer credit counseling number and it forwarded to them...we too have paid in approximately $2,000.00 - according to the credit card companies - there has been no contact by Hess Kennedy ... I call them every week to discuss the account - I'm not feeling good about what is going on.

Worried and Scared in Georgia

Hi Jeannierg7

Do you have the contract in writing with Hess Kennedy? You must call them and take the help of your attorney in order to resolve this matter. Is the amount paid by you posted towards the credit card accounts?

I am now dealing with them and I also could not find info on them at the BBB. I have been constantly harassed by the creditors for their money. Hess Kennedy told me they sent them a temporary power of attorney form. That was now 4 months ago,I called them and they sent me cease call notices. I read somewhere this is not a good idea. Some one who has dealt with them please let me know if I shoul continue with them or what should I do?

I am very upset with Hess Kennedy. After our initial phone conversation I decided not to pursue. I called them back a few days later. No response. I called 2 more times and no response. I never sent the papers back but they still took my money. I also sent a certified letter which was also ignored. Sending me 6 pieces of paper that are in a computer does not warrant such high attorney fees. Think before you jump into anything with this company.

Got Taken,

We are available M-F from 830am to 530pm at the number above.

You were far behind on your bills and being harrassed by creditors. The program you chose was a lawyer debt settlement. We will have your debt negotiated to 55 percent of your balances including ALL legal fees.

Your money is not in a savings account. It is in a trust account and we are negotiating the best settlement possible. We are trying to get some to settle for as low as 20 cents on the dollar.

Please call our office immediately and we will pull your file. We will show you all the offers we currently have and what work has been done on your account. We are not sitting back and relaxing here.

If you do not want settlement anymore we can put you with our 501 (c)(3) credit counseling program and get you paid at lower interest rates monthly. That was not the program you chose when you signed paperwork. Please call us so we can help you get this taken care of.

Our clients are very important to us and we need you to please call in.

My experience with CCCA/Hess Kennedy was not a good one either. Hopefully all has been resolved and I no longer need to worry.

My story is in the forum titled "Thumbs down for CCCA/Hess Kennedy.

I signed up with ccca in february 2006. As of this date (8/7/06) not one of my six creditors has even received a letter from ccca or hess kennedy. I have had three accounts to charge off. I was told by these people to not talk to my creditors. Now i know why. I have paid 232.00 a month faithfully and my credit is worse than if i had continued the way i was! An employee of ccca told me last week that she signed up with hess kennedy in april. I told her she should call her creditors because she is probably is the same boat as me. Every time i called their office i was given a different story of what was going on with my account, when in all actuality it had not been touched. This experience has been a horror story for me!

I am so glad I did not sign a contract with CCCA/Hess Kennedy. That would have been the worst possible route for me to take in terms of getting my financials in order. My experience with them was terrible and I had not even signed a contract with them yet. In the end I did not. The company I'm working with now is wonderful and "so far so good".

I couldnt find hess kennedy & company on BBB.

Hess Kennedy are frauds.

They allowed Consumer credit counseling of America to deliberatly misrepresent their consult fee and after telling me I didn't owe them anything, they automatically withdrew money from my account anyway!

Now, even after calling, emailing and writing them they refuse to refund my money.

They are an unethical and irresponsible company and I HIGHLY suggest you stay away.

Maria, I too am ready to place a cal to Hess Kennedy and need the number. Call your counselor (mine is at Credit Exchange) to get the number.
The reason I'm calling is that I have never received any statements and they have been collecting nearly $500 a month for 4 months now. I'm getting a little anxious aout where my money's going.

I am so confused. I just started working with H&K and after reading ypur concerns, i'm now afraid the decision I made. Why are they not with the BBB? Why is our money in a Trust account? What is a Trust account? Does this mean that our creditors aren't gonna get paid? Why would CCC refer us to lawyers that aren't even in the BBB? I hope that we aren't getting screwed. Can anyone go into to detail a little more about why they aren't happy with H&K? Does anyone have anything positive to say at all about H&K? Please Reply! Thank you!

I know how you are feeling. Talk to HK directly because every situation is different. I have heard good feedbacks about them also amidst all the negative ones. Besides, the attorneys of HK have clarified some of the consumer complaints here. Ask them for the updates on your accounts and they will be pleased to explain everything until you are assured.

1-954-752-1950

they are o.k. You need to stay on top of them and I do think they will do the best to help you out. I'm doing business with them also and I don't like reading all this negative feedback either. I've had some trouble with getting through to them because they are busy. But they do need to take the time to get your questions answered. Just call and keep on calling to get your answers and that way you will know.

THEY SUCK!

I only nedded one thing done with my credit report and they failed to do it. And when I called they were reading me someone else's information and had no idea who I was yet they spent my money!!!!! Had me on hold for a half hour and transferred me to various people who were of no help!!!

BEWARE!!!

Exactly how does one go about severing all ties with Hess Kennedy if he was foolish enough to sign a contract with them?

I am not expecting a refund, and I changed my checking account number so that no further payments could be drawn from it.

How do I sever all ties with these people, I wonder?

I had more debt than some people make in a years time.I am new w/ the Hess Comp,But so far,so good....

Hess Kennedy's number is 1-954-752-1950 and CCCS of
America is 1-800-336-9811.

how do i know that this is taking place due to lack of documents for hess kenndey

H&K have been pretty good - true keep on top of them and its fine - for every negative case there are 2 positives - with everything else - each case is different - for me so for so good.

Its A scam!!They pray on the poor who are actually in need of real help to possibly go somewhere in life.My advise would be don't waste your time & especilly DON'T GIVE THEM ANY OF YOUR MONEY!!!

I am scared to death, so far they have only taken two payments out of my account. I don't know what to do...Help.

I've been with them about 3 months, and I'm still getting harrassing phone calls. Therefore, I'm not sure if they are for real or not. I'm starting to worry that I'm giving my $$$ to frauds.

The 2 women I deal are...

Credit Exchange
Michelle Croy
Senior Financial Counselor
michellec(at)thecreditexchange.com
(Phone) 1-800-810-3390 Ext. 366
(Fax) 1-800-514-0166

Hess Kenney & Company
Sharon Douglas
sdouglas(at)enhancedss.com
Phone: 1-866-867-3135
Fax: 1-321-441-0043

Does this sound/look familiar to anyone??

Thanx & God Bless,
Denise

I have NEVER received a statement either. I actually emailed them about that yesterday, and she said that they have too many clients to be able to do that for each one. She said the withdrawal shows up on our bank statements each month & that should be enough.

This doesn't sound very professional to me. Do you agree??

Quote:

If I have a right to know about the status of my account, what should I be asking them to send/show me?? My record/file?

Denise, your settlement company knows you by your name and your file number. Ask them for your account status and the negotiations progress. They should give you this info.

Thanx Arden!! I'll try that. : )

They asked what i could afford I told them They said they couldnt go for anything less than $120.00 a month for 4 years. and over $20.00 a month goes to the lawyers fees. THEY must be rich by now. I decided it would be cheaper to deal with it myself and save these fees. They scared me more than the PDL companies, and if you default with them you just might go to jail, because THEY are lawyers :x

I pay $100.31/month!! I don't know why they told you that. Plus, my plan is only for 36 months!

My story is similar to those posted. I have just been taken for about $2400 by HK and CCCA. These frauds are profiteers taking advantage of people who are in desperate situations. If any of you who were also taken advantage of by these people would like to discuss your restitution options with me, please send me an email at
email address removed as per forum rules - Mike