I have 4 credit cards. As my income has gone down I'm finding it difficult to

You can try consolidating your credit cards to pay off with ease. For that, approach a genuine debt consolidation company to consolidate your credit cards into a single payment every month. Besides, you can pay off your credit card debts with reduced interest rates. I hope, this will solve your problem. For instant debt help, call 800-DEBT-913.

Yes, as Nich has said, transferring the balance to a zero or low-interest card can help you repay debts in a much easier way. However, check out the T&C of the card before swiping the balance transfer card for additional purchases. You may have to pay more interest on the new amount.

Well, you can take out a balance transfer credit card and transfer the outstanding balance on 2 cards. You can pay off the balance at 0% interest rate and get out of debt. Just keep one point in mind. You have to pay off the entire balance within the introductory period. Otherwise, you have to pay almost double interest on the outstanding balance.

I think, taking out a consolidation loan to pay off all the loans would be great. Make sure you get the loan with lower interest rate/

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