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collection agency - illegal payday

Date: Tue, 07/23/2013 - 10:20

Submitted by janetstaggs
on Tue, 07/23/2013 - 10:20

Posts: 20 Credits: [Donate]

Total Replies: 4


Can AD Astra Recovery Service try to collect on an illegal payday loan in Texas? And if not how do I get it removed from my credit report.


If the loan is in fact illegal

Dear Astra
I hereby demand you cease and desist any and all contact with me and anyone associated with me in regards to an illegal payday loan, original creditor____________. The loan is (put in reason the loan is illegal..tribal, offshore, unlicensed) and thus is null and void.

This is an attempt to dispute an illegal payday loan. Any violations on your part will be sued upon.

Govern yourself accordingly


lrhall41

Submitted by SOAPLADY on Tue, 07/23/2013 - 12:06

( Posts: 17315 | Credits: )


ad astra usually collects for ACE CASH EXPRESS.is this the lender?


lrhall41

Submitted by paulmergel on Tue, 07/23/2013 - 12:13

( Posts: 15514 | Credits: )


They also collect for Speedy Cash. Both Ace and Speedy Cash are legal in Texas. In my experience Ad Astra is a legal CA and follows the rules. In my situation, I was able to work out a PFD and they removed the negative reporting within 48 hours. Are you certain the lender you are dealing with is illegal?


lrhall41

Submitted by momofthree27 on Tue, 07/23/2013 - 12:26

( Posts: 358 | Credits: )