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last step. hopefully

Date: Sun, 07/21/2013 - 16:35

Submitted by okra
on Sun, 07/21/2013 - 16:35

Posts: 68 Credits: [Donate]

Total Replies: 13


Here goes. We have been with the same bank since june 2002. They have helped us in the past with denying charges on our account. They even opened us a new account to protect our paycheck. Last week i noticed a computerized check cleared on my account for 30 from fastloans4me. Wwll i called in to the bank and ask that it and not be paid filled out affidavit and got it notarized. Nothing happened looked back and the same check has cleared for several months. They refuse to help me. One lady even said this is happening all the time. And stated i had a problem. Should i leave this bank and move on. Please help!!


If you have noticed it for several months - I would have the bank reverse them all as unauthorized, but like was asked if has been going on for sometime and you are checking account daily - why just not seeing it for the first time, the bank may not be willing to reverse them all if you are just now catching.. I would close down the account and open a new one, if they are not willing to help you - move to a new bank - who are you currently banking with?


lrhall41

Submitted by HelpinAZ on Sun, 07/21/2013 - 19:53

( Posts: 1870 | Credits: )


This sounds as if this is a one time thing with your bank. I would close down your current account and obtain a new one with same bank....since it seems that they have helped you in the past


lrhall41

Submitted by bingonut on Sun, 07/21/2013 - 19:24

( Posts: 1428 | Credits: )


It is a small hometown bank. Just a local deal. I noticed it on july 10 and called that day. Completed affidavit and nothing has been done yet. Got notarized just like i was asked to.


lrhall41

Submitted by okra on Mon, 07/22/2013 - 06:51

( Posts: 68 | Credits: )


at this point you should move on.ridiculous that a bank you know for so long is that uncaring.


lrhall41

Submitted by paulmergel on Mon, 07/22/2013 - 07:46

( Posts: 15514 | Credits: )


I had this happen a couple months ago. The bank sent the check back as I stated to them I had not authorized. Small bank or large bank shouldn't matter. They were good enough to put a block on my account for any ach or check created by fastloans4me.
If this happened to me for a few months then I'd want my money back. Maybe you need to speak to a manager.


lrhall41

Submitted by cb on Mon, 07/22/2013 - 14:07

( Posts: 44 | Credits: )


The manager is the one that stated that i had a problem. He will not help me they say its a process. Did your bank put all money back in your account?


lrhall41

Submitted by okra on Mon, 07/22/2013 - 23:20

( Posts: 68 | Credits: )


you signed a fraud affidavit and had it notarized.time to tell this bank to kiss off.that's horrible.


lrhall41

Submitted by paulmergel on Tue, 07/23/2013 - 05:45

( Posts: 15514 | Credits: )


Yeah the bank originally paid the check and when I called and said that I did not authorize it they immediately put the 30.00 back in my account. I didn't have to do anything but call. However, I had some an account with another bank a few yrs back and had something similar happen and they gave me a provisional credit for the charges that I disputed. I had to sign a bunch of papers and have the notarized and the bank reversed the charges but I had to wait 30 days before the provisional credit was permanent


lrhall41

Submitted by cb on Tue, 07/23/2013 - 08:58

( Posts: 44 | Credits: )


I had the same thing happen to me. I looked them up and it seems to be a problem and its always $30 checks. Some kind of scam. I noticed it on payday and then next day my bank revoked it without asking. I think they already knew it was a scam. Looks like banks might be catching on. My suggestion, try talking to someone else in person or switching banks.


lrhall41

Submitted by neighbor on Wed, 07/24/2013 - 11:42

( Posts: 28 | Credits: )