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Has anyone dealt with Hess Kennedy & Company or Credicur

Date: Tue, 02/28/2006 - 15:26

Submitted by anonymous
on Tue, 02/28/2006 - 15:26

Posts: 202330 Credits: [Donate]

Total Replies: 414


Hey all,

I'm trying to do debt consolidation and have received offers to consolidate through "Hess Kennedy & Company" and "Credicure". Has anyone had any dealings with these companies? If so, how would you rank them? Thanks everyone.

Alex


Hess Kennedy had an employee the other day I was talking with about my situation with a creditor and out of the blue he asked me if the lady was "black"? I said "what does this have to do with my problem"? I find his attitude rude, nasty, and just plain ugly. I think they need to be better professionals. He told me he would call my creditor and fax her the necessary info. that she needed. Well guess what, NOTHING HAS EVER REACHED HER!!!. I'm tired of being lied too and never getting any of my calls returned. I'll call you back he said. Yeah right. Hess Kennedy needs to monitor their people and make sure they are doing their jobs. I"m tired of their bull and would not recommend them to anyone out there. Stay away and don't call me and I surely won't call you either. I still haven't gotten my money back and if my luck is worth anything I won't see it either. Thanks for NOTHING HESS KENNEDY!!!!!


lrhall41

Submitted by on Mon, 11/27/2006 - 05:53

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I signed on with Debt Options, who's agent is The credit counseling Foundation (TCCF)and the Law offices of Hess and Kennedy. I have been on the program for three months and my financial situation has gotten worse. I am not going to put down Hess and Kennedy, but somebody somewhere has screwed things up!


lrhall41

Submitted by on Mon, 11/27/2006 - 13:08

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To follow up on your concern of not hearing anything good you won't. I've been on the phone with these "so called people at hess" and they put me on hold, take a message never getting back in touch with me, hang up on me, when I ask to speak to someone by name they put me on hold and than say they are out or busy. I get tired of this run around. I've been able to settle one of my accounts on my own and this person whom I spoke with at Hess told me my creditor was trying to SCAM me. What the heck! I know from now on I'll never recommend them to anyone and if you are about to sigh with them DON"T. I'm living prove of this. I don't sleep, eat, or just barely gettin by from day to day. I thought every thing was good, but now my FICO score is worse due to listening to these people. You can still be sued by your creditors and being in this program is no gurantee that Hess can save you. So what is the point to have them I ask all of you?


lrhall41

Submitted by on Tue, 11/28/2006 - 09:53

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I have been with this company since about April of 2006, So far I think I haven't really recieved any more phone calls by my creditors. I did get a call one day by another creditor wanting to settle with me and I told them that they needed to call my lawyers. They were good about taking HK&COM's number and they told me that they called them, and that they were very unprofessional and that pretty much they could not talk to any of the Lawyers. I have put my trust in them to help and Im going to stick it out as far as I can. I would like HK&Com to respond to this because I have been patient. I have been understanding about them possibly being busy, but I would like to get an update atleast once a month or so. As far as the reimburstment for monies which were put in and canceling...I read the contract and it says that you can cancel in like three days and get a full refund...but if you go over that any money which has been collected for debt is reiburst...but if you owe lawyers fees, you still have to pay them off. Read your contracts people, sometimes that can answer you questions.


lrhall41

Submitted by on Tue, 12/05/2006 - 17:48

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I think that the company is a rip off and you will not get a monthly report unless you call and tell them to send you one. I don't like the way they do their business and I don't like the way they handle their phone calls and putting you on hold everytime you call for some kind of service. I've done better on my own and I hope never to see these guys again. Stay away from them and get your money back if you can.


lrhall41

Submitted by on Thu, 12/07/2006 - 09:20

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I would like to say a "Real Big THANK YOU" to all the stupid, down right dirty, things you've done. Your company is not what it says it is. I've done better on my own settling with my creditors and not having to pay out the "BUTT" for it. I say to anyone that gets services from this com. better look twice! First of all, they are not with the BBB. They've had lots of complaints against them. I say they are dirty to the bone. God will not stand by and let this happen to innocent people who are trying to get their lifes back on track. I've had lots of sleepless nights due to all my debt and I know I've made this hole I'm in. but Hess People don't do what they say they will do. I get tired of e-mailing, calling, being put on hold, and talked to like a dog. Sorry Hess your not taking this old dog back to the pound. Don't call me and I'll not call you!!! BEWARE PEOPLE!!!! STAY AWAY!!


lrhall41

Submitted by on Wed, 12/13/2006 - 12:33

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My son signed an agreement with this firm last March. Never heard back from them. They never took any money from him. From many things I have read, they are not the most reputable company. Does anyone know if this is a valid contract? They never sent him anything with their signatures.


lrhall41

Submitted by on Wed, 12/20/2006 - 07:25

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Stay away from this company and find a local company you can go to and see in person. This is better for you and your credit. They are just out to make money and put you on hold for a long time and your the one having to do all the work with the creditors!!


lrhall41

Submitted by on Fri, 12/29/2006 - 06:56

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Yo tengo un caso con la hess kennedy & company y nesecito me manden mi customer historial de mis pagos amis tarjetas de credito quiero los informes mensualmente como debe ser ya me falta poco y nesecito lo pedido gracias email address removed as per forum rules - Mike


lrhall41

Submitted by on Fri, 12/29/2006 - 14:20

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Si usted necesita ayuda con la consolidaci????n de deuda, coloq????ese por favor con este sitio y un consejero de la deuda le entrar???? en contacto con pronto.

En el medio tiempo, si????ntase por favor libre mirar alrededor del sitio y leer otros postes sobre Hess y Kennedy. Usted encontrar???? la informaci????n ????til aqu????.


lrhall41

Submitted by SUEBEEHONEY70 on Fri, 12/29/2006 - 14:27

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could someone tell what this person is saying? I'd like to know what the spanish person is saying-please translate for us.


lrhall41

Submitted by on Mon, 01/01/2007 - 16:22

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have I marry with hess Kennedy & company and nesecito command to me my to customer historial of my payments amis credito cards I want the information monthly as I must already be needs little and nesecito the order thanks

This is how Yahoo Babel Fish translated it. I'm sure that it has chopped up what the person is truly asking.


lrhall41

Submitted by WHEREAMI? on Mon, 01/01/2007 - 16:32

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Basically, the Spanish-speaking person was talking about payments on their credit card account made by Hess Kennedy on their behalf. They were hoping to obtain the history of these payments.

I responded back in Spanish that they could obtain useful information about Hess Kennedy on this site and that a debt counselor would be contacting them soon if they needed assistance. I tried several translator sites and came up with the same translation that Steelers gave above.


lrhall41

Submitted by SUEBEEHONEY70 on Mon, 01/01/2007 - 16:54

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Why waste your money on people who say they can consolidate your bills or get you a lower rate? You can do this yourself. All you have to do is be nice. Most companies would rather work with you than against you.

One thing that Hess Kennedy does is have you stop paying your bills and pay them instead. They hoard that money while your bills go unpaid for quite some time and charge you a ridiculous fee for doing so.

Tip: Call your creditors. Be honest. They realize we all get ourselves into pickles and respect those who attempt to resolve the matter.


lrhall41

Submitted by on Fri, 01/05/2007 - 10:23

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I signed up with Hess Kennedy in July '06 and they have taken my money and have not contacted my creditors. I receive numerous calls from my creditors daily. In November '06, my sister that has been seriously ill is in desperate need of my help. Since I wasn't getting any resolution with HK I decided to cancel my contract with them. I called them and asked to cancel my contract and refund my money. They said they would send my money within 30 days. Instead, today, Jan. 6th, I received an invoice from HK for almost $9,000 for "services rendered". What services??? And they didn't tell me they would be sending an invoice for a service fee. Does anyone know what I can do? Thank you.


lrhall41

Submitted by on Sat, 01/06/2007 - 18:44

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Barbara,
From someone who has been with them since June of 06 let me tell you what. Call your creditors and tell them your situation and they will work with you. HK is a bad place and they will take your money. I asked for a refund, never got one and don't think I will but I'm not giving them anymore money and I've gotten my creditors to settle with me and I've not had to worry with the RUDENESS of the people of this com. Don't give them no more money but be up front with your debts. Take it from someone who knows this from experience. You can't hide from your debt. It takes time to work through this but you will get there. I'll pray for you and the others like us that are in such a mess because of debt and thinkning that people like the HK company can help.


lrhall41

Submitted by on Mon, 01/08/2007 - 08:10

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Please pay attention. When an Original Creditor realizes that they have been improperly billing a consumer, and Hess Kennedy Attorneys notify them of this, they "charge the debt off; expense the dollar amount on their p/l; expense the debt on their federal tax returns; and sell your INFORMATION to a third party debt collector thereby relinquishing all right and title to the account.

When a third party debt collector contacts you, YOU HAVE NO CONTRACTUAL RELATIONSHIP WITH THEM, NOR ANY FINANCIAL OBLIGATION TO THEM, unless you allow them to deceive you into forming a contract.

One way they do this is to lie and say "we have not received any correspondence from your attorneys"


lrhall41

Submitted by on Tue, 01/09/2007 - 15:31

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I think people are getting the run around from this company and it is not right. I've called to let them know of a contact with my creditor and give them all the info that they told me to take from them and when I call to give it to the HESS Kenn. com the man on the other end asks me if the lady that called me if she was black. What on earth is that? I call they weird. Very unprofessional, nasty, and makes me sick to my stomach. They are not very good at what they do. Stay away, work with your debt yourself, and save your money for other things in your life.


lrhall41

Submitted by on Fri, 01/12/2007 - 10:12

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I have read all the posts on here and what you read on here is very true. Why would people go through all the trouble to post on here if Hess Kennedy helped them the way they said they would.
I am very upset at Hess Kennedy and myself for believing these so called lawyers would help me. Hess Kennedy will help themselves to your money and leave you worse off than before you signed up for there fraudulent actions/services. Please contact me if I can ask/answer any questions or if you like to join forces to expose these frauds. My contact info is hess.kennedy.fraud at hotmail dot com. I look forward to hearing from others who were defrauded by Hess Kennedy & Company.


lrhall41

Submitted by hess.kennedy.fraud on Wed, 01/31/2007 - 09:59

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Hess Kennedy has done everything they told me that they would do. when i first looked them up with the bbb and didnt see a result i got worried then i contacted my counselor and they showed me that they were with the florida BAR, and a member in good standings. i also got creditor phone calls but after a few months in the program the calls stopped because of the letters the law firm sent out for me.


lrhall41

Submitted by on Thu, 02/22/2007 - 08:02

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I was recently contacted by a paralegal from attorney direct who is trying to sell me on the idea of putting my credit cards into a " dispute ' status. He claims this is not like debt consolidation. He said an atty from hess kennedy would contact my creditors to cease and desist trying to collect another payment from me. I would send hk a monthly payment which is about $280.00 lower than what i am paying now on all my cards. I would make 36 equal payments then my debt would be paid off at an amount about 55% lower than what my total debt is right now. They calim this will have no negative effect on future loans, or being a co-borrower on student loans, or even new credit card applications. After reading all the responses on this site i am of course real concerned. Has anyone else been through this non-debt consolidation " dispute " status procedure. I haven't signed anything as of yet and i am glad i haven't so far !


lrhall41

Submitted by on Wed, 02/28/2007 - 11:19

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RickG,
I was a member of the Hess Kennedy clan and I'll tell you up front that they will not do their jobs. I signed a contract with them and started my monthly payment, then I contact them to see how my plan is going and they have not done what they told me they would do. They didn't contact any of my creditors, never sent anything out, and would never return my calls. I would be put on hold and no one would answer the phone to say anything. I've called and been put through the run a round and I'm tired of that. So I won't see my 500.00 and I'll never give them any more of my money. I hope Laura Hess and her company will get what they deserve and that is to be put out of business. I hope you don't sign anything with them. Don't do it, stay away and settle your debt on your own. I can do it and I know you can too. Be honest with them. That is the key HONESTY!!!!!!!!!!!! Let us know how it comes out.


lrhall41

Submitted by on Wed, 02/28/2007 - 12:41

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I work for a collection dept. in a large credit union and I want to warn everyone that working with settlement companies hurts more than it helps. We do not "freeze" revolving debt. We never receive money from these companies so your debt only goes further into delinquency and a possible judgement can be assessed. I understand some creditors will work with you and some won't but it is important that you research all available options before going with the first company that offers help. Any company that does not send monthly payments, your credit score and report will suffer tremendously.


lrhall41

Submitted by on Fri, 03/02/2007 - 14:17

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Ask for a free trial on one of your credit cards. See if it works. If they refuse to give you a free sample, "test drive" stay away. Every thing is negotiable. Give them one credit card. Tell them not to charge you until they settle it. Put away $50.00 per month till they settle. IF they do everything they said, pay them.


lrhall41

Submitted by on Sat, 03/03/2007 - 11:20

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These "dispute" letters that these companies promise as a way to reduce your debt is very misleading. The form that goes out states the consumer doesn't have to pay because the balance incurred is a "billing error" and that the extension of credit was unwarranted. This is ridiculous. You agreed to a terms and conditions when you used the card so you are liable for the charges, period. This contract will always supercede any type of document these settlement companies send out. Again, please fully research your options before making a detrimental mistake involving your credit.


lrhall41

Submitted by on Mon, 03/05/2007 - 11:51

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So mike credit, if i make payments to my creditors but find out that they have been billing me illegally i am not allowed to challenge it?


lrhall41

Submitted by on Mon, 03/05/2007 - 13:57

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Anon....Of course you should challenge any charge you do not feel you owe, that happens all the time. What I deal with is Hess Kennedy sending me documents that challenge the "alleged" debt when I can confirm the charges were authorized by the cardholder. HK has even challenged a debt that our client has incurred by taking cash advances, with his name signed on the receipt! Anon...if you read my post, I am talking about paying back what you took. People need to be more educated in handling their credit and they also need to make sure they don't live above their means. These are the people I help every day and I don't mind, I do mind the people who try to skip out on their responsibilities though.


lrhall41

Submitted by on Tue, 03/06/2007 - 12:49

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I have just started with HK and I looked them up on the BBB where it said they were not members and they have a unsatisfactory rating. I know I should have looked before I signed on but I was excited to get my debt behind me. I don't know where to go from here.
I need some advice.


lrhall41

Submitted by on Wed, 03/14/2007 - 13:44

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I am sorry to hear you signed up with Hess Kennedy Company. You might as well kiss that money good-bye because HKC won't help you at all but rip you off one way or another. Please email me at hess.kennedy.fraud at hotmail dot com so I can tell you my story & what they did to me.


lrhall41

Submitted by on Tue, 03/20/2007 - 19:37

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Hess Kennedy Company will tell your creditors that you are going to filing for bankruptcy to get them to stop call you. Ask HKC for a copy of everything they are sending to your creditors and you will find out for yourself. They wouldn????????t send me anything and are very unprofessional. HKC will lie about everything to get you to sign up. But once you lie its hard to keep lying to keep everybody fooled. We have exposed HKC and now the show is over because I will keep telling my story here until I see you????????re gone for good.


lrhall41

Submitted by on Tue, 03/20/2007 - 20:44

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I payed Hess Kennedy more that enough money to pay my accounts off in full. Still no response. I have even had to scrap up enough money to pay one of my accounts off to avoid collections and am facing the same situation with another account. They have not even so much as sent out a letter to my creditors.


lrhall41

Submitted by on Wed, 03/21/2007 - 08:50

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Well Robert I'll tell you that they will not do anything but take yourmoney, put you on hold and I'll even tell you they LIE!!! Yes, Lie!! I was in the program with them and I got out. It has been a long 9 months and I'm settling on my own. I know if I can do it anyone can. Tell your creditors the truth and they will work with you. HK had me tell them I was not in a debt settlement program when I was. I don't know how they sleep at night. I'm glad I'm not the only one and we can help each other out when we need it. I've settled one of my debts. I owed $10,000 on one and I got them to settle for 2,000. Now if I can do that so can all of you. Just stick to your guns and tell them what you have and that will be that. Good luck and stay away from HK!!!!


lrhall41

Submitted by on Fri, 03/23/2007 - 06:40

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We have been with Hess Kennedy since September. Like everyone else, they take about $500 a month and according to the creditors they have never heard of them. Can we legally stop using them and get our money back? At least then I could start paying my bills myself.


lrhall41

Submitted by on Sun, 03/25/2007 - 16:37

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cmj,
I would stop payment on my checks and not let them take any more money from your account. After all it is your account and not theirs!! If you have to open another account and tell the people at your bank that they are doing it after you told them to stop. It would be very wise to look into this as soon as possible if I were you!!


lrhall41

Submitted by on Mon, 03/26/2007 - 08:25

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I have been with HessKenndy scince last October 2006 they have been taking $144.00 out every month scince then. and in feb they stoped taking it out they have not sent me any papers or even tried calling me i have a freeze on all my credit reports i cant see them i have people calling here every week asking where there money is. what should i do about this.


lrhall41

Submitted by on Tue, 03/27/2007 - 10:18

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Hess Kennedy is being telemarketed by chavez consulting llc which is located in Scottsdale, AZ.


lrhall41

Submitted by on Wed, 03/28/2007 - 10:55

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I can honestly agree with every single one of you. I signed up with Hess Kennedy Company in August of 2006 and I have 7 credit cards that needed to be settled and now 8 months have gone by and not one card has settle and in addition they never call me to do a status check and let me know what's going on and they never return my calls and never email me back when I asked about the status on my case. I was relief to have someone help me but they end up putting me in more debt and now i have two law firms suing me and filed a claim against me after 8 months....can u believe it? not one company will settle. Hess is a ripp off in their service and I plan to terminate them ASAP. for all of you still with them, get out NOW!!! while u can...they will just keep taking your money. I am very serious, I am stressed out and don't know what to do and end up finding a different company that is BBB certified and the person I spoke with answered a lot of my questions that in 8 months hess kennedy didn't not once even call me back.

Everytime I call to check on my case to see if anything settle...the paralegals always tell me the same thing, we are working on negotiations now...that's all they tell me. I can NEVER EVER speak to a lawyer and they always tell me they are not in the office. It is a really horrible mistake I made to think they can help me. I was told that the companies for debt in Florida and texas are the worst states to consider help from because of their lawyers. so for those of you who want to settle your debt..don't choose any companies from these two states. In addition always check them on the BBB.com site to make sure they are legit before u sign a contract. My debt know is deeper than when I started with HEss and they did nothing to help me but made my debt more. I hate them for what they do to people.

I hope you all take my advice because there is no future for your debt solutions with HEss Kennedy and Company.

They are a fraud company!!!! they also have bad BBB web site complaints. check it out if u don't believe me.

I plan to report them to the state attornery for florida and new york and also to the BBB. They will then look into this company and put them out of business~~~~!!!


lrhall41

Submitted by on Wed, 04/04/2007 - 20:41

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I will keep you all posted with what happens. knowing hess they probably won't give me my monies back that have been in an account I build up with my heard earn penny every month.

they are MONSTERS for treating helpless people this way, I hope they get their share of business soon in the gutter!!!!

I worked with a girl name Jenna there and they claim that my lawyer's name is Walter Chen. Everytime I ask to speak to Walter Chen in the last 8 months, he is not in or busy. I have to be force to speak to paralegals who are like broken records and don't give any specific helpful information.


lrhall41

Submitted by on Wed, 04/04/2007 - 21:42

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We are using Hess Kennedy for our debt elimination and we are happy with the results so far. Hess Kennedy was able to settle with one of our credit card companies within the first month.

I don't think Hess Kennedy has anthing to do with Credit Exchange because all my documents only say "Hess Kennedy Law Firm". I did some research on them before going with them. They are registered members of the Florida Bar and are in good standing.


lrhall41

Submitted by on Fri, 04/06/2007 - 08:27

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I am sorry to hear what some of you have gone through. I can only tell you about my experience. I don't know what happened with your accounts, but they were always friendly and courteous with my husband and I. They contacted us many times to tell us the status of our account.

I am curious if anyone has had any further problems, though.


lrhall41

Submitted by on Fri, 04/06/2007 - 08:40

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