I signed a Judgement prematurely
Date: Sun, 03/14/2021 - 17:48
Hello I signed a judgement because I was told by the collector that the court date was the following week and to avoid this, I will have to sign the judgement and send it back before the court date. I told the collector that I could only afford $25.00 per month, so we agreed on $25.00 per month for 11 months and 150.00 for the next 6 years. I told him I could not afford the $150. He said he just needed to put something down for the courts and that I could call within the 11 months to continue the $25.00 per month payments. Fast forward 1.5 years later, the debt collection agency will now only accept $150.00 per month. I wish I had the time to think, but all of this came out of nowhere. I wasn’t aware of this company. The first time I knew about this debt collector was through the papers that was served to me. In addition, I found out later that a court date had not been set and I have proof that the amount they said I owe in the judgement is incorrect. Is it wise to write the debt collector about these discrepancies? Can I get the judgement set aside?
Soaplady thanks for
Soaplady thanks for responding. Yes ma’am, I have a copy of what I signed from the court docket. I signed the agreed judgement and sent it back to the collection agency, then their lawyer signed it and the local judge in my town signed.
Have you checked the dockets
Have you checked the dockets for the actual order? Log into your local clerk of court to see the records. You should have received a copy of the judgment in the small. You signed a payment agreement....only a judge can sign a judgement. Do you have a copy of what you signed?
Then you are screwed. Only
Then you are screwed. Only thing is try to reopen the case to modify the payment if possible.