Can I purchase a house after retirement?

You can take out a home loan and buy a house after retirement. But, before applying for the mortgage, first talk to a lender and enlighten yourself with the possible pros and cons.

Of course, you can opt for a home loan and buy your dream house after retirement. But, don't forget to consider how purchasing a new home will affect your cash flow after retirement.

By the way, what's your age right now? If you're in your 60's; you can depend on the 15-year low-interest mortgage. But, you must check out a monthly payment that won't disrupt your affordability to meet other retirement expenses.

If you have a regular source of income and good loan affordability, then why not.

I guess it depends on your income post retirement. If you have a reasonable income even after retirement, you may be able to get a mortgage and buy a home. If not, it'll be difficult. As others said, I think you should talk to a mortgage broker to know about the options you have.