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Trying to negotiate with two check advance companies

Date: Thu, 06/22/2017 - 20:23

Submitted by Sherrie
on Thu, 06/22/2017 - 20:23

Posts: Credits: [Donate]

Total Replies: 6


I have two checks I used as collateral for two payday loans in Cleveland TN is Ameritrust. In Copperhill TN is Advance America. I live in Gilmer County Georgia and in Georgia check advance companies are illegal. I have written 5 checks to Ameritrust, borrowed amount is $400, interest is 72.38 on the borrowed amount to be turned around bi weekly. Advance America is borrowed amount $425 and interest is $75 paid monthly in check turn around and I believe I've written 6 checks with them. I contacted Ameritrusts coporate office today. I was calm, low key, respectful and no abusive. I simply told her flat out this is what I have to do and this is what I'm going to do. I offered them $50 a month by money order beginning on July 7th 2017 to pay off the $472.38. She said I was bring hostile and kept repeating over and over despite my calm nature why are you being hostile, as if trying to trap me in something. I will making the same exact call to advance America this week. Under TN annotated this is a loan contract and not a criminal but civil matter. I told her I had researched this already. Yet again told I was being hostile. Am I correct they can do nothing to me criminally? I am self employed and have no check to garnish. Told her that also. Once again told I was bring hostile. Advice please


Hello )))I have such a situation, a shortage of money to buy a car. I have a bad credit history. I would like to know the opinion of Internet users loans - where better to take a loan. please advise. use the search engine Google, did not inspire confidence. Please give a link and description of the company, which can provide 100% loan for those with bad credit history Thanks in advance


lrhall41

Submitted by on Sun, 06/25/2017 - 17:18

( Posts: | Credits: )


Hello )))I have such a situation, a shortage of money to buy a car. I have a bad credit history. I would like to know the opinion of Internet users loans - where better to take a loan. please advise. use the search engine Google, did not inspire confidence. Please give a link and description of the company, which can provide 100% loan for those with bad credit history Thanks in advance


Stop creating duplicate posts. Increase your credit score. Otherwise, you have to pay double interest rate on your loans.


lrhall41

Submitted by SC on Mon, 06/26/2017 - 20:25

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Hi Sherrie,

I would possibly send letters or email to the Ameritrust company and avoid calling, since you've had a bad experience with them. As far as I know, Advance America is a legal lender, but they should offer you a extended payment plan to pay them off. I hope this helps.


lrhall41

Submitted by WB on Tue, 06/27/2017 - 02:16

( Posts: 27 | Credits: )


Advance America is legal. In fact, they are a member of CFSA. I checked their official website. They offer alternative repayment plans to their customers. You should contact them fast. They don't report to credit reporting agencies.


lrhall41

Submitted by SC on Mon, 07/03/2017 - 21:45

( Posts: 3937 | Credits: )