Why can’t I find these lenders on my credit report?
As far as I know both the
As far as I know both the payday lenders are illegal. So all you need to do is payback the principal amount. Focus on your credit card debts. Those lenders are not on your credit report since they are illegal.
Credit cards - Contact creditors and negotiate for a settlement.
I agree with SC, pay only the
I agree with SC, pay only the principal amount to the illegal lenders.
For the credit card accounts, before negotiating a settlement with the collection agency, make a realistic repayment proposal. Decide the total amount you can afford to pay to settle the entire debt.
Credit card accounts are
Credit card accounts are assigned to collection accounts - It implies that you can't pay the outstanding balance in full. So, it's better to negotiate for settlement.
Mabelle Page- it is good that
Mabelle Page- it is good that now you know it :).
Yes, go for settlement if the creditors agree.
Submitted by Sanders Patricia on Fri, 08/11/2017 - 06:04
You can opt for complete
You can opt for complete professional guidance to repay your credit cards. And about payday loans, don't pay anything if you've already paid the principal amount.