Accounts Receivable Technologies

Raffi,

You can do a search in the forums on this company to find more information that way. I know there are other links around here.

There are good and bad reviews about ART, I have dealt with them and my personal experience was okay, they even helped out when the OC sent the debt to another CA about 1 year after it was paid off. It may depend on who you talk to, so if you can, find a friendly personality when you call and see how it goes. Stand firm, if you can afford to pay something, state what that is and then follow through, the key is to committ to an amount that you can handle. Also docment each and every call, especially those unpleaseant ones in writing.

I sent them a validation letter to have everything in writing. The man Mr. Austin is being a jerk his nasty messages on my phone at work.

Did you include cease and desist communication with your validation request?

Raffi,

There is a post by Virginia-Legal-Defense in this forum that states there is no specific time period for the collectors to validate the debt, however, they cannot bring any legal action against you unless they validate the debt.

Have you sent the letter via CMRRR? Keep the copy and the return receipt with you. if you haven't added any cease comm. paragraph in that letter, considering sending another letter.

You can go through this thread to know the consumer feedback on Accounts Receivable Technology-

http://forums.debtcc.com/forums/ar-tech.html