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Sonic payday - hard to deal with

Date: Tue, 03/14/2006 - 11:01

Submitted by nicole
on Tue, 03/14/2006 - 11:01

Posts: 46 Credits: [Donate]

Total Replies: 29


These people are very hard to deal with. How do I keep them from calling my job - I told the lady who I talked to last that I couldn't squeeze blood out of a turnip. I have come to the conclusion though that they are liars, they told me 2 weeks ago that they were going to send my account to a third party agency, well that apparently never happened. Is there a letter to send them to keep them from calling my job or my references? :evil:


Sonic is a very hard company to work with. Here is what I would suggest in dealing with them. First, send them a letter stating that you are not allowed to receive phone calls at work or home anymore, all correspondence should be through the mail. Also, include not to contact your employer at all or references regarding this matter. You may also want to fax it to them before sending it certified mail with return receipt requested. Always, send everything to sonic via certified mail. Also include in the letter that you are revoking any voluntary wage assignment and not to contact your payroll department. They threatened to turn me over to collections too but it never happened. Do a search for Sonic Payday in the forums and you will find all kinds of information.


lrhall41

Submitted by Cow & Chicken on Tue, 03/14/2006 - 11:20

( Posts: 3571 | Credits: )


Nicole, I know with collection agencies, you can send them a letter telling them NOT to call your home or job--you can put it into terms of 'cease and desist' and stop ALL correspondence from them or you can tell them written correspondence only-NO phone calls. But I'm not sure about it working on Sonic payday since they are the original creditor. I think if you write them a letter (it has to be in writing) telling them that your boss allows no phone calls at work--then they have to honor this. Anyone else care to jump in here on this one? shirley


lrhall41

Submitted by imkimssister on Tue, 03/14/2006 - 11:23

( Posts: 1301 | Credits: )


LOL Shirley! I know I see Sonic and my ears perk up like a cat. LOL! I contacted my state's AG's office as well as Pennylvania's AG's office about Sonic right after I went into debt consolidaton. They are the ones who told me to send the letter. It sounds like the AG's office in PA is very familar with Sonic Payday. They are handling a complaint for me against Sonic right now.


lrhall41

Submitted by Cow & Chicken on Tue, 03/14/2006 - 11:45

( Posts: 3571 | Credits: )


here is how i handled Sonic...and I have not heard from them in over six weeks:

After the initial round of threatening phone calls, when they did, in fact, contact my employer to "verify employment"...i sent a flurry of faxes/letters ( to every address/fax number/email address I could find). In the letters, I included a cease and desist statement, as well, I used a letter format taken from the forums here to revoke the VOLUNTARY wage assignment. The only thing I have seen from them since, is a letter basically stating that I am a valued costumer, and if would payback the amount, they would have a new loan waititng for me within the hour!!
As Mishele said, please do look at other topics here - the wage assignment you signed with them is totally bogus, but it's still important to send the letter....also, I am in no way advocating NOT paying back this company, nor any other - I would happily pay them if they would accept payments. I am in fact,putting moeny aside and waiting to see if they contact me again.


lrhall41

Submitted by rkai93 on Tue, 03/14/2006 - 11:46

( Posts: 117 | Credits: )


Actually, Sonic has written off my debt. I received an e-mail from them within the past two weeks because I had legal grounds to Sue them. It is important to keep everything documented when it comes to Sonic Payday. I would love to file a class action lawsuit against them. I don't think they are used to people knowing their rights and standing up for themselves. I won't quit until they are shut down. Sonic was pretty quiet after they received the first notice from my state's consumer protection office. Although the guy stated that he talked to me personally. I wrote back to the AG's office to let them know that this was bogus. I have a very thick file when it comes to this company.


lrhall41

Submitted by Cow & Chicken on Tue, 03/14/2006 - 12:01

( Posts: 3571 | Credits: )


Quote:

Okay I am typing these letters right now - is it okay to include both the wage assignment and DO NOT CALL on same letter?


Nicole, yes you can them in together. I always add the cease and desist or 'do not call written correspondence only' as a paragraph at the very bottom of the page after the other letter. After I have signed it and have my name there, I skip on down and add that paragraph. Do it however you want to do it, I'm just telling you how I do mine.


lrhall41

Submitted by imkimssister on Tue, 03/14/2006 - 12:57

( Posts: 1301 | Credits: )


Oh Shirley, come on now. You have to give me a little credit on being the Sonic Guru. I know that company like the back of my hand after dealing with them. It's sad thad I did so much investigative work about them, but I was ferious over the first "mistake" that they made.

But with all that information I have on the back of my hand, I'm surely not going to make the same mistake twice.

[quote=Mikey]Exam Failed, Lesson Learned, Life Goes On[/quote]

The answers are on the back of my hand now, so I'll pass the next exam. No more payday loans!

Mishele, you have been doing a great job supplying information about Sonic. Faxing and mailing the letter is exactly what I did with my last business with them. Thankfully, it's done. Over.

Regards-
Mike


lrhall41

Submitted by Teleport on Tue, 03/14/2006 - 13:18

( Posts: 1388 | Credits: )


Okay here is my letter: Is it firm enough or should i add something else to it? As soon as I get a response, I'm gonna print it and fax it right away.

Quote:

Dear Sir or Madam,

This is a matter that I am working hard to have resolved with your company. However, I hereby revoke your right to use the wage assignment previously signed. You no longer have my permission to use this wage assignment. Also, please do not contact my employer or references regarding this matter. All correspondence should be sent via USPS to the address listed above. Please do not contact me at work as I am no longer allowed to receive personal calls.

Any attempts to contact me other than by USPS will be documented and forwarded to the Attorney General's office.


Sincerely,


lrhall41

Submitted by nicole on Tue, 03/14/2006 - 13:19

( Posts: 46 | Credits: )


Nicole, In my opinion, I think this is an excellent letter! good job! Wait and see if anyone else here finds something to add. Mishele and MIKEY lol---he has info on the back of his hand--they have dealt with sonic and are experts by now. I think you did a great job on the letter though.
Hey mikey---I love yas!! :D shirley


lrhall41

Submitted by imkimssister on Tue, 03/14/2006 - 13:41

( Posts: 1301 | Credits: )


Mikey,

You were my role model when it came time to deal with Sonic. You have supplied a wealth of information in other links about these guys. I'm personally done with them regarding my loan but I've seen too many people hurt and harassed by this company. I want to see them shut down. I will help in anyway that I can. I will help others who are dealing with Sonic as well. It's part of my mission in life. :)


lrhall41

Submitted by Cow & Chicken on Tue, 03/14/2006 - 13:46

( Posts: 3571 | Credits: )


Sonic Payday put my bank account in the negative - that's when I decided on going to consolidating all my payday loans - thanks to this forum. I was about to get another loan with Sonic about a week ago I am glad I did not I had no problems with Sonic except for the fact they don't take payments and take the whole amount of the loan plus the interest. My loan was for $700.00 and the payoff was $881. I think I have learned my lesson well. I am glad I found this forum. I was going to go with Hess Kennedy but they are expensive of course they are lawyers which may be a plus but I would have had to pay $500+ for three months then $400 + thereafter for 36 months. I told them I found a better company and one that I can afford the payments better. Thank you for this forum and thank you Mishele for all your help!!


lrhall41

Submitted by oh2benc2 on Tue, 03/14/2006 - 16:17

( Posts: 284 | Credits: )


Out of curiosity..I'm almost sure I read in the forum somewhere that Sonic and Paydayok are affiliated.. Is this true? I'm paying paydayok, so far no problems, although I think they're a bit demanding on their time frame. I hope they don't end up being a thorn in my side...I already have my buddies at quikpayday.


lrhall41

Submitted by finsfan13 on Tue, 03/14/2006 - 16:43

( Posts: 6919 | Credits: )


OMG...I received a letter last week from paydayok saying that some unauthorized individual had accessed my personal information...Unreal! I saw last week that someone else int he forums had that happen to them as well....
Paydayok offered me a 12 month 3-1 credit report/watch, but are you KIDDING ME??!?!??


lrhall41

Submitted by rkai93 on Wed, 03/15/2006 - 11:25

( Posts: 117 | Credits: )


I got the same letter, rkai, and I've never loaned with payday ok. I have heard they are affiliated somehow, finfan. I'm not sure how true it is though. Nothing would surprise me though and they might be an affiliate of Sonic Payday. I've heard Payday ok is easier to work with though. Sonic was a true nightmare in my case. :cry:


lrhall41

Submitted by Cow & Chicken on Wed, 03/15/2006 - 13:07

( Posts: 3571 | Credits: )