What to do with my CC debt?

Beata,

Could you tell us why are you going to court? Your creditors have filed suit against you? If your accounts are under judgment, consolidation companies will not agree to work with you. So it will be better if you can settle those accounts out of court. Negotiate with your creditor and work out some payment plan.

If you are tired of getting harassing calls from collection agency and thinking to go to court, I would suggest you to consolidate your credit cards. Your counselor will be handling all the accounts on your behalf and negotiate with your creditor to get an affordable payment plan approved. You can register with this site to avail the free consultation. See the list of benefits that debt consolidation offers-

http://www.debtconsolidationcare.com/benefits.html