collectors calling several times in a day
Date: Sat, 03/18/2006 - 14:07
How many times can debt collectors contact you in a week.
Hi Sylvester. Welcome to the
Hi Sylvester. Welcome to the forums!
A collector may contact you in person, by mail, telephone, telegram, or fax. However, a debt collector may not contact you at inconvenient times or places, such as before 8 a.m. or after 9 p.m., unless you agree. A debt collector also may not contact you at work if the collector knows that your employer disapproves of such contacts.
So I don't know if theres a limit on 'how many times' in a week. If its a problem, send them a cease and desist letter and tell them to stop calling your home and JOB. shirley
Shirley is right, there is no such limitation. It depends upon t
Shirley is right, there is no such limitation. It depends upon the person, when far he/she will consider it as harassment. However, collectors cannot call you on Sundays, statutory holidays or before 7 a.m. and after 9 p.m.
You should send cease comm letter to them asking for stop calling you. Mention clearly that all communications should be done through mails. Send your letter through certified mail with return receipt requested.
806. Harassment or abuse
806. Harassment or abuse [15 USC 1692d]
A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.
(2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.
(3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 603(f) or 604(3)1 of this Act.
(4) The advertisement for sale of any debt to coerce payment of the debt.
(5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.
(6) Except as provided in section 804, the placement of telephone calls without meaningful disclosure of the caller's identity.
This is part of the fdcpa Laws from the FTC website. Maybe this can help.
