So I have to say....

YAY! What a relief for you! :)

I bet the silence was great, huh? :)

Isn't it a great feeling. I just called them this afternoon and Jessica called me right back and I talked to her about 3 or 4 things and she told me she would take care of them and call the creditors. She called me back 1 hour later and called all of them and is taking care of things. These people are wonderful and have been great to work with.

My latest thing is a credit card that got turned over to Academy Collection Services (slime of all slime) and T&C called the original creditor (QVC) and sent a proposal and the proposal is accepted.

Let me tell you that if T&C needs or wants customer testimonials I would be more than willing to do one for them. I have had nothing but a great experience with them.

Awesome!! Good to hear that everything is working out now. :)

~Mary

I am glad to hear that someone is having a positive T&C experience. I joined on Thursday and they still haven't given me any type of update. I have called to see where they are and they haven't gotten very far. They are telling me that my information is being posted. What is that!?!?! I am so impatient because I seem to be getting nowhere fast. Plus when I asked if the $155 would go toward any payments, I was told no. AAAAAAAHAAAAAAAAAHHHHHHHHHHHHHH!!!!!

That felt good.

It hasn't been quite a week yet, they're probably organizing everything so they can make decent offers to these companies.

I was told by Brittnay that the $155.00 would be returned once we complete the program.

yes. Jessica told me that today. Like I said, I'm just anxious for SOMETHING to happen. I feel like the clock is ticking.

I know, the waiting is the worst part. When things start to happen though, it will be worth it.

Doomsday for me is March 31. I'm paying out all but about $100 of my paycheck to bills, then have to wait until April 15 for my next pay, which most of is going to bills again..It will be around July 15 before I will be able to see out of this mess completely.

I bet that is a big relief. Im glad that its going well for you.

Jessi,
You get paid on the same days as I do! Anyway, I will be glad when I can actually look forward to payday again instead of having that sick feeling in the pit of my stomach whenever payday rolls around.

Really..It will be beautiful to see all my money in my account.

iloveteaching,

It takes a couple of days for them to set up the information in the system. They will send out the proposal letters after that. It takes a couple of weeks for everything to get going. I know it's hard not to be anxious but you have made the first right steps. :D

Jessi,

I am right there with ya now girl. I called and made arrangements with a couple of my lenders that I have been fighting back and forth with yesterday. I am paying one off in full next Friday. And one I will pay part Friday and one two weeks after that. It's going to be tight but hey it'll be done with as far as these go :-)

Arrow is my biggest payment right now, and it will be done by July 15. That sounds like so long away...lol

But it's only 3 months. Good thing about all this, is I can't afford fast food...lol So I'll drop off a couple of these extra pounds. Get me ready for the summer, since this year I may be able to enjoy it a bit! :)

Jessi you'll be rid of Arrow on my birthday July 15. I hope it's a long time for me (don't want to get any older) but a short time for you. :)