Is there any hope for me?

Date: Wed, 03/22/2006 - 04:56

Submitted by anonymous
on Wed, 03/22/2006 - 04:56

Posts: 202330 Credits: [Donate]

Total Replies: 7

I recently lost my job due to health problems and my husband doesn't make enough to cover it all. We only have 2 secured loans (our mortgage and our truck) and we have cut expenses everywhere. I am past due 30 days on the truck and 60 on the house! I have called to try to work it out with the lenders to no avail, to see if they could put at least 1 of the mortgage payments back so we could get caught up. They wouldn't do it. I don't want to " settle" I want to pay it but need some help! Our credit is in terrible shape because of the past due amounts, plus past bad decisions, so I can't qualify for a debt consolidation loan. I have about 24K equity in my home, owe 96K on it (and its appraised at 120) and 11K on my truck. I am trying to do the right thing but can't seem to get ahead! Any suggestions?

Register to the forum, and someone here can get you some informa

Register to the forum, and someone here can get you some information on debt consolidation. Not a loan, but the counselors can work out a plan for you to get things caught up.

There is always hope! :) You've come to a great place.

lrhall41

Submitted by Jessi on Wed, 03/22/2006 - 04:59

( Posts: 3361 | Credits: )

Thanks! I did register and they said someone would be in touch

Thanks! I did register and they said someone would be in touch with me. I am definitely coming back to this place to read more when I have time! This looks like a WEALTH of information!

lrhall41

Submitted by on Wed, 03/22/2006 - 05:01

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Since you registered, don't forget to log into the forums before

Since you registered, don't forget to log into the forums before you post! You actually earn points, which you can cash in once you earn at least $10.00 in points, (1000 points) they add up quick :)

lrhall41

Submitted by Jessi on Wed, 03/22/2006 - 05:04

( Posts: 3361 | Credits: )

TLH welcome to the forum. There is a wealth of information and

TLH welcome to the forum. There is a wealth of information and a lot of great people here. :D

lrhall41

Submitted by CycloneFan on Wed, 03/22/2006 - 06:17

( Posts: 1155 | Credits: )

Please log in to the forum to receive PM from the community memb

Please log in to the forum to receive PM from the community members. Don't get depressed, you will get some real help here in this forum.

This site helps to consolidate unsecured debts. Discuss your problem with the consultant and ask for their opinion. Keep us posted.

lrhall41

Submitted by stanley on Wed, 03/22/2006 - 08:15

( Posts: 1639 | Credits: )

Welcome-TLH,I too felt hopeless,but there is always hope and sol

Welcome-TLH,I too felt hopeless,but there is always hope and solutions . You will find help and hope plus support here.To those of you still not signed up, please do so,it costs nothing and the rewards,peace of mind,hope,solutions are endless

lrhall41

Submitted by Bossy4455 on Wed, 03/22/2006 - 12:22

( Posts: 5854 | Credits: )

I can't seem to get logged in... My issue is that the debts

I can't seem to get logged in...

My issue is that the debts I have problems with are the secured ones. Is there a program to help with secured debt?

lrhall41

Submitted by on Wed, 03/22/2006 - 17:26

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