Are there any good...

Do not get a payday loan. They will lead you into financial ruin. They charge outragous interest. I have seen the interest as high as 1000%. I don't know of any payday loan that is good. They are a temperary solution and that is all. Before you know it, you will be getting more loans to pay them off. Go through the forums and read the horror stories about the payday loan industry. Loan sharking is all they are.

work_athome_mom

These type of loans are usually only for the EXTREME emergency. Most of the companies require you to pay them back within 7 days, and most companies won't allow you to renew them, but will let you reloan after paying back..which is what gets you caught in the cycle.

Consider borrowing from a family member or close friend. You could make ends meet by eliminating certain "material" items in the house, or by making your gas tank stay full by only driving to and from work.

Regards-
Mike

Search for legitimate lenders in your state. Payday loans are very risky. It traps you within an endless cycle that is difficult to break.

Please don't get a payday loan..Try everything you can before you go that route. Looking back, I see that I did have other options. Share your problems here, we have had a lot of different experiences and the knowledge here is enormous.

Please I'm BEGGING you to find some other way. There is NO good payday loan company.

I concur with the others.. there is no such thing as a good one. I mean sure there are some that follow the law, are even ethical and treat their customers with respect, but the type of loan that it is is very expensive and dangerous.

Please accept my apologies for intruding, but if i may inquire what you need it for and how much you need, perhaps we can help you figure out an alternative

OMG I feel so blessed to have found this place. You guys are truly AMAZING. Thanks for looking out for me, i appreciate the advice that you've given me so far. I will take your advice and stay clear of those payday loan places. Glad I asked before getting my feet wet.

JJ, I don't think for one minute that you are intruiding so no need to apologize, if anything I appreciate you taking the time out to check out my post and offering your sincere advice. I was seeking a loan of $475.00 because my room-mate didn't give me notice that she would be leaving by the end of this month, well she left before the end of the month, left on sunday 3/26. So now i'm stuck with paying the rent all by myself for April 1st.

Thanks again guys for giving me your feedbacks. I really appreciate it.

God bless you all.

I would advise you on NOT getting a payday loan! These can cause your major grief!

If you talk to your landlord, they will more than likely give you a little extension. Paying a late fee is MUCH better than paying the fees attached to payday loans. And with the payday loan, when you get paid, you'd be out that $475, plus another hundred dollars or more....Which is what leads to loan #2...and #3, #4..etc.

Don't do it...Don't do it!!
Talk with your landlord...they would rather you pay late than not at all. Evictions are expensive and 99% of the time they will work with you.
Heed ALL of our advice...

Thank you all for your kind post. I won't do it. I'm trying to work something out with the Landlord, they won't accept partial pmt, so i'm gonna see how long they will give me to come up with the full amt plus late fee.

I appreciate yall taking the time out to offer your friendly advice.

Thanks again.

R-U-N!!!