Need some help
Date: Tue, 03/28/2006 - 05:49
joyfordream Have you given them any information regarding thi
joyfordream
Have you given them any information regarding this debt? And are they contacting you via phone, or mail? You can always send a validation request letter out to them, and find out the exact nature of the debt, as well as find out if they even own this debt.
Regards-
Mike
No, I haven't given them any info and they are sending me the re
No, I haven't given them any info and they are sending me the requests via mail only. I haven't responded to them yet.
joyfordream Make sure everything is covered in the validation
joyfordream
Make sure everything is covered in the validation letter. In the sample letter that you can send out, you can also request for their licensing information. If the SOL has passed, then you are no longer legally held liable.
Regards=
Mike
If I send them the letter will can it restart the sol?
If I send them the letter will can it restart the sol?
SOL can only be restarted if you pay them or sign any contract o
SOL can only be restarted if you pay them or sign any contract of payment. You can tell them that since the debt is out of SOL, they should stop collecting it b/c you are no more legally obliged to pay it.
Here ya go: read the following that was posted on the BBB site
Here ya go: read the following that was posted on the BBB site
BBB of Northern Nevada, Inc.
991 Bible Way
Reno, NV 89502
775-322-0657
information(at)renobbb.org
Quote:
First National Collection Bureau, Inc. 230 S. Rock Blvd Reno, NV 89502 Original Business Start Date: 01/01/81 Local Start Date: 01/01/92 Type of Entity: Corporation Incorporated: 1992 in Nevada Principal: David Imburgia, CEO Customer Contact: Scott Carroll, V.P. Phone Number: 775-829-3790 Fax Number: 775-829-3795 Membership Status: This company is not a BBB member Type of Business: collection agencies CUSTOMER EXPERIENCE Based on BBB files, this company has an unsatisfactory record with the Bureau due to unanswered complaint(s). When evaluating complaint information, please consider the company's size and volume of business. The number of complaints filed against the company may not be as important as the type of complaints and how the company handled them. The Bureau processed a total of 13 complaints about this company in the last 36 months, our standard reporting period. Of the total 13 complaints in the last 36 months, 8 of those were closed in the last 12 months. Complaints Concerned Service Issues: 3 Outcome of all complaints - Resolved: 2; Administratively Closed: 1 Billing or Collection Issues: 10 Outcome of all complaints - Resolved: 6; Unresolved: 1; Administratively Closed: 1; No Response: 2 COMPANY MANAGEMENT Additional company management personnel include: Bradley Jardon, Pres.. REPORT DATE: 03/28/2006 COPYRIGHT DATE: 2006 BBB of Northern Nevada, Inc. The information in this report has either been provided by the company, or has been compiled by the Bureau from other sources. |
First find out what the statute of limitations is for your state
First find out what the statute of limitations is for your state. Send the agency a letter (return receipt) demanding validation of the debt, as is your right under the fdcpa. Demand that they show that you have some contractual obligation to pay them, not that they simply have your name and address.
Just in case you may have aquired the debt in another state chec
Just in case you may have aquired the debt in another state check the SOL for that state.
Unfortunately they can go by the state that has the longest SOL
Tim
First National Collection Bureau
I received a letter from them yesterday on an old store credit card that had dropped off my credit report (past the S.O.L. timeframe). I am going to send them a letter to tell them "too late".
Again, please watch dates. You answered a post from 1 year ago
Again, please watch dates. You answered a post from 1 year ago
Just because the SOL is up doesn't mean they have to stop collec
Just because the SOL is up doesn't mean they have to stop collection attempts, it just means they cannot take legal action against you. They can continue to try and collect the debt forever, their options are just limited to calling and mailing.
As I found out today, they may not be able to take legal action
As I found out today, they may not be able to take legal action against you, but they can (and will) put a blot on your credit.
I'm just paying them off to make it go away.
X2
These guys seem to call a million people a day between 7PM and 8PM, hoping anyone who answers will pay them. I have received nearly 20 calls asking for some person I do not know, and who I assume owned my phone number before me.
There is no amount of hate directed towards these trolls that is inappropriate.
Every Freaking Night. Let them die.
Help
I am getting harrassed by somebody claiming to be a debt collector from Arrowhead Investments. They say they deposited money into an account in 2007 but I just opened an account with this bank in 2008. Now they are threatening me with jail time. Can somebody please help me or give me some advice.
are they calling you, or are they writing you a letter? If t
are they calling you, or are they writing you a letter?
If they are calling you, are they asking for you by name?
If they are writing to you, what company and amount are they saying you owe?
Are you sure that this debt is not yours?
And are they showing on your credit reports?
What state are you in?
They are calling me and its not on any bank statements and I kee
They are calling me and its not on any bank statements and I keep them for 5 years. I am in Virginia
are they showing on your credit reports? Do you owe any debts,
are they showing on your credit reports? Do you owe any debts, or have you settled or paid off any debts that maybe another company is trying to come back against you for?