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Pinnacle Credit Services

Date: Thu, 03/30/2006 - 08:13

Submitted by anonymous
on Thu, 03/30/2006 - 08:13

Posts: 202330 Credits: [Donate]

Total Replies: 13


These people make you wish that you didn't even try. I pulled my credit report to see what was on there and what I needed to clear up. I called these people to try and work out an arrangement. What did I do that for? THey have never once called me or contacted me and yet they act like I'm not trying to pay. They only want to take the payments they want to take and not what I can afford. Then "Ms. Cole" tries to get smart and tell me "you work in a corporate office in your own little office". I can call HR and verify how much you make! How much I make is not the issue. It's what responsibilities I have. They somehow obtained my number from me calling them and now are calling me at work. If I tell them to remove my work number from their list. Do they not have to remove it??? In addition they reaged this account. Although it was charged-off by the original creditor and was scheduled to be removed next year. Can they do this? Someone please give me some advice.


Quote:

If I tell them to remove my work number from their list. Do they not have to remove it???


Send the request through certified mail with return receipt requested. Verbal request does not hold much legal value. If they don't stop calling even after receiving your request, you can file complaint against them. Have you asked for validation? I have learned from the posts in this forum that debt validation is must and you should not pay them without proper paper work.

Quote:
In addition they reaged this account. Although it was charged-off by the original creditor and was scheduled to be removed next year. Can they do this?


They cannot. The item goes off on the completion of 7 year from the original charged-off date. They cannot reage without your permission. You can dispute it with credit bureaus. Visit the sites of credit bureaus to know more about this.


lrhall41

Submitted by stella on Thu, 03/30/2006 - 14:49

( Posts: 488 | Credits: )


These &*%$#@ 's have hit my credit report, I don't know who they are, I have never been contacte by them, I have satisfied all my old debt long ago, they are reporting me as Derogatory on Experion, WHAT AM i TO DO? i CAN'T EVEN FIND THEM ON THE WEB!!!!!!!!!

RERBY


lrhall41

Submitted by on Thu, 04/13/2006 - 14:44

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i do not agree i owe this loan, but to get you to stop calling my wife, who is sick and doesnot need to have to deal with you people , i will start sending you 25 dollars a week untill it is payed off. the amount is 1,265. i hope not to have to hear from you agin . the first 25 dollars will be in the mail thursday and another one friday. the account number is 490****. thank you and have a good life. bye

Personal info removed for your safety - Mike


lrhall41

Submitted by on Wed, 03/14/2007 - 13:17

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i just received a summons to appear, I don't even know what the amount that I owe is for. They don't give the original debt name/amount. Who are these people?


lrhall41

Submitted by on Thu, 10/18/2007 - 21:26

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I don't know what to do... We pulled my husbands credit report at the bank and he had a few things that were bad on it, I found Pinnicle Credit service on there. It says that we owe 2160.00 it said that it was opened on 1/07 and last active 6/07. It also says that it was Placed for collection; CLosed 6/07. What does all of this mean. I don't even know what it is for! It was reported on 7/07, we never opened an account with them. What do I do?


lrhall41

Submitted by on Fri, 10/19/2007 - 18:47

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I have been receiving threatening calls from this company. They claim I owe a utlity bill for an address where I never lived nor ever been. I explained this to these idiots and even sent them a letter. I even verified that the address DOES NOT EXIST. They stated they have the right to call me every day until I pay this. I told them today to go ahead and I will in return file a telephone harassment against them. They did not like that. They are not licensed in most states so they can not do what they claim, file a state consumer complaint against them.
DO NOT ALLOW companies like this to bully you.


lrhall41

Submitted by on Mon, 03/31/2008 - 09:00

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SAME TO ME HERE ..I GOT A LETTER FROM NATIONAL ACTION FINANCIAL SERVICES THAT I OWE 408.82 AND I HAVE NO CLUE WHAT IS GOING HERE..

PREVIOUS CREDITOR..DIRECT MERCH BANK/GE C
CURRENT CREDITOR ..PINNACLE CREDIT SERVICES.

HERE IS THE LETTER SAY..
PINNACLE CREDIT SERVICE LLC HAS PURCHASED THE ABOVE REFERENCED ACCOUNT FROM THE ABOVE PREVIOUS CREDITOR..PINNACLE CREDIT SERVICE LLC HAS PLACED YOUR ACCOUNT WITH THIS AGENCY FOR COLECTION ..PINNACLE CREDIT SERVICES LLC HAS ADVISED US THAT INTERREST WILL CONTINUE TO ACCRUE ON YOUR ACCOUNT AS PROVIDED FOR IN YOUR AGREEMENT WITH ORIGINAL CREDIT GRANTOR..

I HAVE NO IDIA WHAT IS GOING ON .. ALSO I DONT KNOW ANY OF THEM ..I WILL TRY TO CONTACT THEM TO FIND OUT AND I WILL UPDATE HERE ..HELP..


lrhall41

Submitted by on Mon, 03/31/2008 - 21:20

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I am so happy i found this website because i have been having the same problem with this company and i am going to file a police report for identity theft and send another letter to this company. We ALL have to file a state consumer complaint against this company so they will close down and this will not happen to anyone else!!


lrhall41

Submitted by on Thu, 05/08/2008 - 10:40

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