Obtaining Status of accounts
Date: Sat, 04/01/2006 - 17:07
My thought here is we paid off about 5 sizable accounts last year, and though we know they are paid off, with the threats of ID theft and junk debt agencies fabricating invalid debts, I want to have some record those accounts are paid and the dates they were paid. Unfortunately I hadn't found this forum at the time, and did t think to keep good records, hence what I am trying to do now. if any one has done this or has any ides how to proceed, I would love to hear from you.
I've not been in this situation but I would think you could call
I've not been in this situation but I would think you could call them and ask, or mail a letter asking for a statement in the mail?
Thats what I was planning to do jessi, I was curious if anyone e
Thats what I was planning to do jessi, I was curious if anyone else had ever done something like that before, and what kind of success they have had.
Clay, I had this problem two years ago with an account for Pr
Clay,
I had this problem two years ago with an account for Providian Visa. I called Providian and requested a summary of my old account and they sent it via USPS.
I kept getting calls until I received the summary and when I told the collection company I had received the information from Providian the calls stopped.
I checked my credit report shortly afterwards and the account was marked Paid.
One of the accounts is providian account that was sold to aspire
One of the accounts is providian account that was sold to aspire... though i did find a zero balance statement for that one, so i wont have to mess with it
Clay, In most cases if the account was held with a reputable
Clay,
In most cases if the account was held with a reputable company they will assist you in obtaining the correct information.
:D
This brings up my second question, which assuming I get the info
This brings up my second question, which assuming I get the information I am looking for, can I just scan the document and store it electronically, or do I need to save and file the actual paper.
I would rather hold on two one or two CD's than a bunch of paper.
It is my understanding that you need to hold onto the informatio
It is my understanding that you need to hold onto the information for at least 7 years. Just a little advice: hold onto the paper document which is the original for 7 years and still scan and file the disc for future reference. You can never be too careful. I have become "****" in holding on to original documents and that has cleared quite a few questions with creditors more than once.
Kalevala
[color=Red]****Adult term removed - Jason[/color]