Payday Loan - $200 turned up to $1600
Date: Mon, 04/03/2006 - 12:44
report the agency to your state AG they are violating federal an
report the agency to your state AG they are violating federal and likely state law. th next time they call tell them so, and that you intend to take legal action to insure that they are punished for their actions. Then find an attorney try naca.net and search for one in texas, call them talk to them and if they think you have a case, sue the pants off em. make sure from now on that you docuemnt each an devery time they call in a notebook maje suer you note date time and note what was said.
Right on JJ, file those complaints. You can also check out cons
Right on JJ, file those complaints. You can also check out consumerlaw.org for the payday loan laws in your state. It is a pdf file so it will take a little bit to loan but it's worth it. Also, check to see if there is a prohibited acts section. I am filing complaints with the remaining lenders that I have now and I can sue them under deceptive practices exception or statute in my state's laws. I'm including this will all my complaints because I have an attorney who is willing to work with me now :)
Get a cease and desist letter here in the Sample Letter e-book.
However, cease and desist letter is meant for the debt collectors, original creditor might ignore it. But there is no harm in sending it out.
You got my attention with "Dallas." Are you sure it is not Arlin
You got my attention with "Dallas." Are you sure it is not Arlington? Let me know.
Oh, by the way...you cannot be criminally prosecuted for a post
Oh, by the way...you cannot be criminally prosecuted for a post dated check in Texas. Let them know that you are recording their phone calls, and that you are reporting them to the AG for making false statements.
Thank you all so much for your responses. He called me again fi
Thank you all so much for your responses. He called me again first thing this morning at my job. He told me that my account had been turned over for legal proceedings and that this was his last call (again). I told him that this was the last time that I was going to tell him not to call my job, and he cut me off and told me that it is his job and that all calls are being recorded. I told him that he was violating the law and that I know my rights, and that I was also recording the call. He then disconnected and called my cell phone. Of course I did not answer, but he left a message stating that this was the last time (AGAIN) that he would be contacting me (he even commented..thank GOD on the message)and that I had until the end of the day to call him back and resolve this. I am so tired of losing sleep over this and being scared to go to work because everytime the phone rings I know that it is a harassment call. Good thing that my co-workers know and they back me up 100%, but still it is very embarassing. I did start keeping a log of my conversations with him. I'm not going to lie to you though, I am really scared of the legal side of it...but I really don't have the money. Thank you all so much for your time!
Hey Beatlemyn02! Thank you so much for your input. The agency
Hey Beatlemyn02! Thank you so much for your input. The agency is in Richardson, TX...which I am assuming is somewhere in the Dallas area. So you used to be a bill collector huh...well anything that you can assist me with, I would be most greatful. If you don't mind me asking, why do they have to be so rude and nasty with people?
hey beatlemyn02 I am new to this, so what do you mean by PM you?
hey beatlemyn02 I am new to this, so what do you mean by PM you? Personal message??
yes, personal message! They are rude because they are trained
yes, personal message!
They are rude because they are trained to be bullies. They try to be as intimidating as possible. You see hoe quick he hung up the phone when you told him YOU were recording?? They hate it. Yes, Richardson is a suburb of Dallas.
By the way, they have to stop calling your cell phone as well if you tell them to, because in a way, they are charging you money (in your cell phone minutes.)
Guest, you cannot receive PM until you are not logged in to the
Guest, you cannot receive PM until you are not logged in to the forum. Consider joining this board. Sign up is free here.
BTW, I agree with beatle, post dated checks are not bad checks.
There is Free Signup option in the left panel of this page. Just
There is Free Signup option in the left panel of this page. Just click on it and fill out the form. You should hit the Community Signup button if you wish to join forum only.
If they are threatening criminal proceedings, I would report the
If they are threatening criminal proceedings, I would report them as soon as possible. If it's against the law in Texas, the consumer protection office needs to know this and they should be able to help you. :)
This is guest121073, I am now signed up to the forum.
This is guest121073, I am now signed up to the forum.
Welcome ricky :DDon't forget to visit this page. I'm sure yo
Welcome ricky :D
Don't forget to visit this page. I'm sure you will enjoy your stay here-
http://forums.debtcc.com/forums/community-rewards.html
Star Light Financial
Has anyone ever heard of Star Light Financial LLC? I owe them $122.00 but I can't seem to pay them because I have paid over $400.00 in fees for a $122.00 account - I kept renewing it because I didn't have the money - will they accept a letter of paid in full because of all the roll-over and fees that I have paid them?
dduvall - I have not dealt with Star Light Financial but you nee
dduvall - I have not dealt with Star Light Financial but you need to request an itemized statement for revision. If the statement says that you have paid more than the loan amount, you can claim for a refund. Check your state laws for the permissible interest rates and fees in this regard. Someone who has dealt with this company will be able to offer you more help.
Americredit
Has anyone on this site dealt with Americredit for car payments - I swear I tell them the same thing every month - the pay date is wrong - I need to change the date - and they never do - I can't wait to pay these people off - I have 12 more months - I need to get out of this pay day loan mess first and then I can send them more money - is there someone who had a good dealing with them? please pm - dduvall
Starlight Financial
Hello, Was reading the post the company you are enquiring about is Starlight Financial Services
2730 H. San Pedro NE Albuquerque, NM 87110. Phone number 505-266-5406. This company is now forbidden to do business in WV. Good Luck KYSIDE :D
Paydayok letter
I got an email from them this morning - I need to send them a letter and I am running out of words - I know I paid them at least 1,000.00 over the year if not more on a $500.00 loan - now they are telling me that I defaulted on my agreement with them and they are still charging me fees - we settle at $500.00 no more fees charged - I was paying them $50.00 every two weeks - then I thought - I have paid them too much already - now I want to stop paying because I know they have more than enough money from me - help
startlight financial
thank you kyside for your response - it was very helpful - I am going to send them a letter today - it was $122.00 and I was paying $22.00 every two weeks - but the balance never changed - I live in Maryland
payday loans
Hey Dont mention it. If you need any help. I have a
lot of addresses and information just ask. I know how you feel it is so frutrating. Good Luck KYSIDE