I kind of freaked out about all this.....
Date: Wed, 04/05/2006 - 20:36
I want to find a better job that pays more money so I am able to put more money towards paying off my debt. I almost wish someone would just lend me a hand that has a lot of money and give me some money to get rid of this. Trust me....I learned my lesson. Never again will I let things get out of control like I've done. I keep trying to find ways and find extra hours at work to help payoff some debt, but it just keeps pilling on.
I really do hope this couselor I talked to is able to help me out I didn't hear from them today and I am to have to call them back to see what is going on. Does it take a while for things to through or should it be real quick to get this taken care of? They told me it should take about three years to payoff my debt. I wish it was shorter. I honestly do. I still live at home and my parents dont even know about my debt. They will eventually find out about all this when my dad tries to get the car loan solely in my name. I am dreading this day.
Not to ask a stupid question, but besides consolidation, is there anything out there such as government grants to help people like me? I may do some research online and see what I can find.
Well, I am sorry everyone for the long entry. But, I got sick to my stomach. And writing things out like this makes me feel better. Hopefully I have an answer from my counselor on the status of all this crazyness.
Anyway. I will be sure to keep you updated on the situation with my consolidation.
Feel free to comment.
Zachman---Everything will work out for the best. :) Once the
Zachman---Everything will work out for the best. :)
Once the process gets started, everything will fall into place.
And we're always here to vent to. :)
How long it will take to make you debt free depends upon how muc
How long it will take to make you debt free depends upon how much you can afford per month. So if you put more money towards your debt, you can become debt free sooner. However, you can discuss this issue with your counselor and with your parents as well. Often some great solution comes out from the family itself.
You have not mentioned if you are employed or not. You can try some part time jobs for to earn some extra bucks.
Always share your feelings with community members. debt consolidation Care forum is a great place where people are dedicated to support each other. God bless.
Zach, I feel for you. I've been down and out before in the money
Zach, I feel for you. I've been down and out before in the money management department. For your accounts, go to the nearest T&C consolidator and work with them in order to eliminate your collections fees and temper the interest accrual. Everything will be alright.
Thanks everyone. :) I have two part-time jobs. This should he
Thanks everyone. :)
I have two part-time jobs. This should help out. I got a few extra hours at work. I called my counselor today and he really didn't have answers for me. I am going to call again tomorrow and get answers. I find it quite odd that they answer the phone "Law Offices" and not "Coleman Law Offices."
If I call my credit card companies, would they know if this law firm has called and worked things out? I got a "funny" feeling just because it seemed like the counselor who is in charge of my account didn't know what was going on at first.
I have to do my expense chart tonight so they figure out the payments. I'll see what happens over the next few days.
Well, back to work to make some $$
That sounds like an excellent offer, Zachman. Thank you, Guest,
That sounds like an excellent offer, Zachman. Thank you, Guest, for offering your assistance.