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I have to call all my PDL people, UGH!

Date: Thu, 04/06/2006 - 13:42

Submitted by c_stephanie
on Thu, 04/06/2006 - 13:42

Posts: 92 Credits: [Donate]

Total Replies: 16


I just called Quik Payday, they were actually really nice, which I wasnt prepared for. I explained that I was going into debt consolidation with T & C and they said they needed to fax them the proposal. Then he continued on to say that they would glad make discount payment arrangement with me spread over 4 mos. He gave me his name and ext. and said if things do not work out with T & C to call him and theywould gladly work with me. HUH!!Fat chance. Then I called 500 Fastcash. They were not so friendly, not mean, just not as friendly. She said basically the same thing, but that T & C needed to hurry and fax the proposal because my acct. would continued down the "Collections path" until a settlement is agreed upon.
Truthfully it has been better than I thought, but I still hate every second of it.
I'll continue to update as I go along, I still have 4 more to call and not looking forward to it.
Oh yeah, 500fastcash said they wouldtry a quikcheck on the acct. 2 more times and after that it was going to collections, what does that mean?


They are going to tag your checking/savings account 2 more times!


lrhall41

Submitted by jmid1969 on Thu, 04/06/2006 - 13:45

( Posts: 102 | Credits: )


Ewwwww...I don't envy that chore. I did the exact same thing on Monday and stretched it out to Tuesday when I couldn't take it anymore.
United cash loans, US Fast Cash and Cash today told me the same thing about the collections route.
Haven't hear from Cashnet500. I notified them all and will just sit back, wait, and work a helluva lot of overtime!


lrhall41

Submitted by erzeke1 on Thu, 04/06/2006 - 15:11

( Posts: 1145 | Credits: )


I sure did, jj
Have not gotten a response from them other than more "renewal documents" in my email. They must be trying to debit my checking account today as today's my due date. I guess they will still try to get something first....
Anyway, it's been a 2 days since I sent that.


lrhall41

Submitted by erzeke1 on Thu, 04/06/2006 - 15:50

( Posts: 1145 | Credits: )


Erzeke1,
How did things go for you with united cash? they are the pdl company that I haven't been paying..because I can't find them. I don't have a mailing address for them, I sent them $50 to an address in Nevada last month. they got that, but now they don't receive mail at that box anymore. I only owe them $100..Can you beleive they have been very uncooperative? If you have a physical address for them can you let me know? the OK adress is supposed to be a dummy also.


lrhall41

Submitted by finsfan13 on Thu, 04/06/2006 - 17:05

( Posts: 6919 | Credits: )


The only thing I know is that I spoke with them on Monday, some degenerate operator who told me the only thing they can do is try to debit my account, and when it comes back to them unpaid they will send it to collections and I need to deal with it then. I think that might be the way to go, since you will eventually get a phone call from one of their "internal collection agents" who speak english and are halfway intelligent!
They wouldn't accept any payment arrangements, but then again I wasn't real aggressive about it.
I found, though, that if you are real aggressive and earnestly want to talk to someone that makes sense, send them one of the letters posted on here about your state's lending laws....I guarantee you, your phone will be ringing off the hook with offers of settlement.
It seems threats are the only way to go with these guys since they know and we know what they're doing is illegal!
At this point I'm trying to settle with them on my own on what I can afford just to get them outta my face! LOL


lrhall41

Submitted by erzeke1 on Thu, 04/06/2006 - 17:36

( Posts: 1145 | Credits: )


I am planning to start all of this tomorrow myself, again I have to say thank you for bein here !!!


lrhall41

Submitted by vcarrigan on Thu, 04/06/2006 - 18:07

( Posts: 16 | Credits: )


I hear you about having to get aggressive with them.. I don't go through T&C, all my stuff is on my own. In the beginning I was scared to death and took what they handed. Now I'm giving it right back, and it looks like right now I might not have to pay anymore on 2 of them...I have grossly overpaid the principle. As for United cash, you'd think they'd want their money bad enough to want to make payment arrangements. One rule I've had through this entire ordeal is that I don't talk to these people on the phone. I don't call them and they don't call me. All communications are written. Too bad it looks like I'm going to have to break that rule and call united cash.


lrhall41

Submitted by finsfan13 on Thu, 04/06/2006 - 18:30

( Posts: 6919 | Credits: )


USFastCash and 500FastCash tried to debit my frozen account last payday. Then I got an email from both of them discharging my loan meaning zero balance and they put me on a do not loan status = like I want to get another payday loan!! lol haven't heard from United and I think all three are all affiliated or sister companies.


lrhall41

Submitted by oh2benc2 on Fri, 04/07/2006 - 11:26

( Posts: 284 | Credits: )


so I am guessing that I surely cannot be going throug hthe worst of this yet, I sent an email to Sonic Cash telling them that they were allowed to deal with T & C, this is what I got back....

Stephanie,
Please be advised that we do not settle for a lesser balance that is owed.
Also, I need a minimum of $50 a month to keep this account from getting sent to
our legal department.

Sincerely,
Kristen
Sonic Cash Collections

Is this a normal response? If so, they dont scare me!!hahaha. It feels good to finally laugh again, it has been a long time since I have been able to do that. Tomorrow I send my first installment payment ot T & C and I actually cannot wait to get all that started.


lrhall41

Submitted by c_stephanie on Tue, 04/11/2006 - 07:42

( Posts: 92 | Credits: )