T/C - whats the monthly installment to pay off payday loans?

you pay a one time retainer fee of $155 which is returned to you at the contract end. The payments depend on your amount of debt. Mine, for example is $2800, and I pay $86 every two weeks. I'll PM you their contact info.

Thanks so much for posting this, I feel much better now about call T/C. I have had so many calls from other companies, but they don't work with PDLs. Again thank you!!!!!!!!!!

Thanks for the contact info for T&C, my husband and I are going to call them tomorrow. $200 a month sure sounds alot better than $600..... $300 a month sounds better than six..;). I am so glad I found this site.

I have one more question. Everything I heard on this site is about internet pdls. Does anyone here have store front pdls and can T&C handle those too?

We have both and they can handle both. Our store front ones mostly went to "collection" but T&C is taking care of that for us also.

Going to collection? What does that mean exactly? right now we are still struggleing to make the fees every payday and have no loans in default. Do they take you to court for bad checks or do they report you to a collection agency?..

Has anyone worked with this company they told me they payoff the creditor and don't make partial payments. Is this true? Help!!1

Hi can someone email me the # to T&C and can you tell me what it is. I am gathering they help negotiate a reasonable payback between the borrower & lender on payday loans.

Also, is anyone familliar with the laws for payday loans in Texas?

Please advise at your earliest convenince.

Thank you

Tia

By going to collection I mean they sent them to a 3rd party and the 3rd party works with T&C. It's not a big deal and the 3rd party collectors are usually easier to work with (at least they have been for us). None of this has showed up on our credit report either. Call T&C they can help.

Tia - check your PM, I'll send you the phone number for T&C.

What is T & C. I have six internet payday loans and two store front loans. Can they help me? I have about 550.00 taken out of my pay check every other week and I can not afford to do that anymore. All of my bills are falling behind. I need help with this.

mjirwin17,

I pm'd you info on T&C.

Anyone have experience with Sonic payday?? I'm sure you do...they are calling me every day, even after I have told them to call T&C. Also, OneStep Cash won't stop calling...both companies have been instructed to call T&C, not me, and they still call. What should I do now? I have informed T&C each time they've called. Also, how long, in ya'lls experience, does it take for T&C to let you know if the companies have accepted the proposal from T&C?

I know...lots of questions...I appreciate the advice!

Send Sonic a cease & desist and don't answer the phone when they call (if you have caller ID and know it's them). They are the worst. They will work with T&C even if they say they won't.

Call and ask T&C if the proposals are accepted. Being proactive is the best way to find out what you want to know. :)

that's what I figured. I will call T&C today. The C&D letter on this site is worded towards a 3rd party company though...is there anything out there for the original lender?

thanks for your help!

Seeing_the_light,

Here is a letter drafted for Florida consumers specifically. However, you can review the letter to get an idea how to write your letter.

http://www.debtconsolidationcare.com/forums/lettertolender.html

can I get the info for T&C as well? thank you!

sorry ... I have now logged on. Can I still get the info for T&C. We are barely making it.

joendesha,

I just pm'd you T&C information.

does anyone have the fax number to OneStep cash? I need to fax and mail a C&D letter...thanks!