End of my rope

bethster, first go into your bank branch and talk to them, perhaps you can arrange for them to cover your important checks....second.. may i ask how you got into the boat your in?

I think bethster is another victim of payday loans. Bethster, never give up hopes. If there is will there is a way. I'm sure you will overcome this huddle. Interact with the community members, discuss your problem and you will get some solution.

This site offers earning opportunity too. You might like to visit this thread-

http://www.debtconsolidationcare.com/forums/community-rewards.html

Bethster...
Go to your bank and freeze your account to all debits. Then, I'm assuming they are payday loans, call all of them and tell them what you did, and you need to make other arrangements.
Tell them this is the only way you can afford this. Most of them will work out something with you.

If you are having difficulties in the payments, I would call T&C that has helped numerous people here with their payday loans.

But it is imperative you get your bank account straightened out first so you don't keep racking up fees. You may have to personally go into the bank to do this. I've already done this, I am currently $400 overdrawn and payday is still a week away. But no more fees have been withdrawn, and I'm starting from scratch.
I'm working overtime right now to make up the overdrafts and will make it right next week, as well as small payments to my lenders.
Once I pay the bank fees, I will close the account.

Let us know how it goes...

bethster,
also call any other companies that you might need to pay, such as mortgage, etc and see if you can put off the payment for a week or two. I know a lot of people don't like to do this, but if you are in a bind for food and basic needs, you may also want to contact your local church for a little help. They usually do these things anonymously.

Bethster-Stanley and JJ are right. You need to go to your bank and talk with an officer about this. DON'T ifnore it-it only gets worse. Try to explain your circumstance to them. Sometimes,depending on the circumstance,they will wave some of the fees. My son got himself in a big mess with overdrafts and I drug him to the bank and had him explain and also said he wanted to get this taken care of. If they see you are trying to make things right sometimes they will work with you. If it's due to payday loan drafts that's another reason to get to the bank asap. Like someon suggested, tald to your other lender,mortgage,auto,and explain to them,so they won't think you are trying to get out of it. Try joining the forum,there are lots of people who have been where you have and can offer you solutions.---Good Luck and hang in there! :)

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