Litigation over CC debt by Law Center Makel Ann Wright

They can, but this is most likely a threat. Have they sent you anything in writing? If not, tell them you would like something in writing pertaining to the debt they are trying to collect. You also need to write them a letter asking them not to contact you at work. Send it certified mail return receipt requested, and ask for validation of the debt at that time. You should also check out this website just for kicks:

lenahanlawofficeexposed.com/

Thanks for the reply.

How likely is the litigation?
And is this law office essentially a debt collector?

thanks again

Apparently this law office is associated with Account Management Services, and Makel Ann Wright is only licensed in New York. So, she may not be allowed to collect from you unless you live in New York. Check your local attorney general's office if you are not in New York.

I think Makel Wright's primary business is debt collection, not litigation. Therefore, they fall under the fdcpa and must follow it.

I couldn't tell you how likely litigation is, but I would definitely contact the original creditor, try to work something out, and send a validation letter to the attorney.

Go through the posts of Virginia_Legal_Defense in the thread mentioned below. You will understand how it works. Collection agency cannot take legal action against you unless they are authorized by the original creditor.

It really sounds like a threat. You should ask for validation first. Also consider contacting the OC.

http://forums.debtcc.com/forums/recvd-complaint.html

if a person attempting to collect a credit card debt in texas, is not registered to do business in texas or is not a texas attorney, can the debt collector proceed?