Totally had me convinced..

Better close that account and open a new one, because in about 2 weeks they will probably start debiting the account to "repay" the "loan".

Anonymous

I second what Clay has mentioned. Closing your account, and protecting whatever funds you have available looks to be the only best option for you. Although this is usually the worst option, as far as payday lending goes, because they can attach NSF fees each time they try to get their money back. I would google the name of the company, and see if you can track down another customer service number. Ask to speak to a manager, and explain to them the offer that was made to you, and that the offer was a broken promise.

Because this was also an unethical business practice, I would also make a complaint with the BBB. Companies such as payday lenders, and collections for payday lenders have seem to be breaking many laws lately. They can't get reprimanded if they don't get complaints.

Always remember to stand your ground and use your best judgement when dealing with these companies. Also remember that these loans just won't go away. So when the loan does eventually get paid off, make sure you get proof.

Regards-
Mike