I need help HSBC is screwing me over again.
Date: Thu, 04/20/2006 - 07:40
Submitted by Not so Lucky
on
Thu, 04/20/2006 - 07:40
Total Replies: 15
Also I forgot to add that since HSBC is doing this and reported
Also I forgot to add that since HSBC is doing this and reported yet again our credit score dropped. We are now at 501. What good does it do to straighten out your credit when a$$holes like these guys keep bringing it back down?
see if t&C can talk them into changing their reporting because y
see if t&C can talk them into changing their reporting because you are paying
T&C has talked to them and the jerk offs wouldn't budge. Thats
T&C has talked to them and the jerk offs wouldn't budge. Thats why I disputed it again. I am so sick of this. I am ready to give up on cleaning up our credit.
Tammy don't give up. HSBC is scum, they dropped us out of debt
Tammy don't give up. HSBC is scum, they dropped us out of debt consolidation because we were a few days late so T&C had to send new proposals and I had to pay them $32 so the account didn't go to collections, whatever, I have them the payment. I haven't looked at our credit reports lately but I better and I'll let you know how they're reporting our stuff. I can't believe anyone can be worse than Capitol One or Providian but HSBC is...hang in there.
Sue
Capitol One is on the same level as HSBC in my opinion.
Capitol One is on the same level as HSBC in my opinion.
We don't have them anymore, we paid them off over a year ago and
We don't have them anymore, we paid them off over a year ago and our balance was only like $300 so I don't have any recent experience with anyone but First Premier and HSBC and HSBC wins hands down in my book.
*knock on wood* I've had pretty good luck with Capital One, but
*knock on wood* I've had pretty good luck with Capital One, but loathe HSBC and Providian.
I just can't see how they can list it as a charge-off if you are paying them. Maybe it would be better to wait until T&C gets ready to mail the last check, and have a letter sent stating that by cashing the last check HSBC is agreeing to remove derogatory credit bureau info?? It's worth a try.
By not reporting the accurate status they are violating FCRA. Yo
By not reporting the accurate status they are violating FCRA. You can sue them, consult a lawyer. Also consider sending a strict letter to both of the creditor and the CRA.
BTW, are they reporting to all the three credit bureaus? Have you disputed with all the three?
Does HSBC stand for Household Bank? I have a MasterCard with the
Does HSBC stand for Household Bank? I have a MasterCard with them, and also had Capital One. What exactly have they put you through Tammy? I rarely use my credit cards because after how sloppy and careless my ex was with credit cards, they feel like incendiary devices to me, and I only use them for emergencies, Christmas, or when I have no other choice.
I got it, you should be all set now. :) press on, this crap do
I got it, you should be all set now. :) press on, this crap doesn't last forever.
By the way Tam, I just love your new avatar! Baby animals are so
By the way Tam, I just love your new avatar! Baby animals are so irresistable!
Quote:We don't have them anymore, we paid them off over a year a
Quote:
We don't have them anymore, we paid them off over a year ago and our balance was only like $300 so I don't have any recent experience with anyone but First Premier and HSBC and HSBC wins hands down in my book. |
They are the same. First Premier is a subsidiary of HFC, which is a subsidiary of HSBC.
First Premier was bought By Household Financial in 2000, which merged with Benificial and changed their name to HFC/Benificial in 2003 which was bought by HSBC in 2005.
HSBC stands for Hong Kong Shanghai Banc Corp, based in London, U
HSBC stands for Hong Kong Shanghai Banc Corp, based in London, UK.