Help...AGAIN!!!!

You should be able to tell the bank (I strongly suggest that you do so in writing) to stop payment on any preauthorized transfer. If you give them three days' notice they are required by law to honor your stop payment or be liable for the charges themselves.

Only problem with putting a stop on Cash Transfer Centers is they can try to withdraw under one of their other names can't they?

What I always suggest is that you make a list of the specific transactions you want the bank to honor (like, if you have the phone company paid automatically each month) by the name of the payee, the degree of regularity (i.e., when can the bank expect to see the demand for payment, one time only, every third thursday, or what), and the maximum amount to be paid. At the bottom of all that, advise the bank not to honor any other eft requests unless you give them a piece of paper containing your original handwritten signature telling them otherwise. That way, you exclude everything that is not specifically included, right?

One other thing - the debits should come from a corporate entity whose name is registered in your state as such. If it comes in with some other name that the true, official, and legal name, that's not what you authorized and constitutes wire fraud, a crime.

Cash Transfer Centers/Sonic/E-Care Center, etc all the same company. I have yet to see one state that they are licensed in.

I agree with your analysis, but I'd point out that if a name other than the "true, full and legal name" (or a registered fictitious name) of the corporate entity that is actually owed the money comes through on an EFT demand, and the bank pays it, that's wire fraud. The money was taken by a person who wasn't authorized.

Guest..that's pretty interesting info...thanks.
But, dream..if I were you I would definately close my account. They have all your bank info, and who's to say one day down the road that they will just decide to wipe you out!
You can't trust 'em!!

If I authorize Cash Transfer Center to debit my account and if Sonic/E-care hits, then it is fraud I think, because I did not authorize either of Sonic or E-care. VLD, it this happens can a person bring any legal action against them? How should one proceed?