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Check Card

Date: Tue, 04/25/2006 - 14:54

Submitted by oh2benc2
on Tue, 04/25/2006 - 14:54

Posts: 284 Credits: [Donate]

Total Replies: 5


What a bummer - I was feeling pretty good today after GECC (PDL) wrote my account off to zero/paid in full. Then I checked my new checking account and saw there was an unauthorized debit for $56 for Greyhound Bus ticket in Dallas, TX!! I live in Virginia and never been to Dallas, let alone Texas in my whole life. I immediately called the bank to dispute the ACH Debit - the rep asked me if I ever been to Texas I said this was done last night or early this morning. The bank is sending me an affidavit to fill out to dispute and I have to get a new card. Boy am I MAD!! :x How in the world did someone get checkcard number? :shock: I haven';t used it online at all for shopping that is because I don't have any extra money to that yet. = I have it for AOL payment and utilities now I have to go through making changes when I get my new one. I just have a feeling the bank debited the wrong account - well anyway the bank is checking 8) (no pun intended) into it hope to get it resolved this week as now I don't have any money until next payday!

Guys: Besides checking your credit report = check your checking account every day - I do. Now I can't do that until I get a new card, unless I call every day


Wait till your bank disputes the debit with the company. If this is a mistake from the bank's side, the money will be deposited back to your account.

Keep a follow up over the phone. You said it right!! It is very important to check the credit report as well as the bank accounts. Remember, these are all reputed institutions in America and they are making such common mistakes. There is a serious defect in the system and ultimately the consumer has to bear it.


lrhall41

Submitted by john on Tue, 04/25/2006 - 15:20

( Posts: 1231 | Credits: )


Oh my I would be mad! At the least it's a good thing you caught it before you assumed the money was there so you could maybe, oh pay bills or something. :)

It's a pain, but stay on them about returning the funds to your acct. Even a small amt can be worth filing a police report, in case it turns into a bigger thing. Years ago my babysitter used my debit card to download cell phone ringers and other junk from the internet, for a total of about $40. Turns out later that her family was the mastermind behind a local theft ring... who knew?


lrhall41

Submitted by set4sail on Tue, 04/25/2006 - 15:48

( Posts: 412 | Credits: )


I just hope that it is the bank's fault that they debited the wrong account. Had that happen with the other bank I was at that I saw it on my account called the bank and they removed it = they didn't even investigate that one. This is the first time i t happened and I just opened this account the first of March!! Until I get my new card, I have to call the bank everytime I want to find out if this has been resolved


lrhall41

Submitted by oh2benc2 on Tue, 04/25/2006 - 15:57

( Posts: 284 | Credits: )


I will be getting an affadevit in the mail to fill out for this thing with the check card - this isn't about the negative bank account. Someone in Dallas, Texas got my checkcard number and used it to buy a greyhound ticket. I think the bank debited the wrong account. I will go to the bank and see what is going on with this one.


lrhall41

Submitted by oh2benc2 on Wed, 04/26/2006 - 09:12

( Posts: 284 | Credits: )