Up to eyeballs in debt

CONSOLIDATION!!!!!!!!!!!!
that is your best bet!!! You can put all of your debts on the consolidation plan and it can help save you money every month. Also do away with late charges and fees. I think its wonderful. You give them all of your information and they do the work for you! they write the letters and make the proposals and they work FOR you as the 'go inbetween' guy. It takes ALOT off of you and I can tell you're stressed just from reading your post. Check into debt consolidation, it will help get the monkey off your back! :D Shirley

A loan will just keep you in debt!

Consolidate! :)

Hi kmartin

Like the above posters said, I will also recommend you to take the consolidation program for paying off your past accounts. This is an easy way of combining all your debts into one account at lower interest rates. Also, most of the financial charges and the late fees will be eliminated in the program. You won't be required to pledge your property in this program so there is no risk of losing anything.

Take control and discuss the matter with the consultant in your area. I hope he will guide you in the right direction.

Have a look at the benefits of this program at the link below:

http://www.debtconsolidationcare.com/benefits.html

Consolidation would be the best bet for this situation. I tried debt settlement a couple times but they are very rude, unhelpful, and you never hear from them after you pay your fees and get started. I think consolidation companies will actually listen to what you say and do the best they can in lowering interest owed and avoiding late payments. The T & C consolidation program sounds great.
Thanks!