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Cashnet500..email from them

Date: Thu, 04/27/2006 - 13:16

Submitted by erzeke1
on Thu, 04/27/2006 - 13:16

Posts: 1145 Credits: [Donate]

Total Replies: 23


I just got this from cash net 500, sounds like a threat to me??
Don't know where he pulled that out of! His a$$ probably..

Commercial Law League of America
Table of bad check Laws


State of Florida

Felony Misdemeanor Service Fee Civil Penalties

>$50 <$50 $25., or 5% of check Minimum of $50., in addition to the amount
face value. of the check or three times the amount
owing, plus court costs and reasonable
attorney fees.




Regards,


Stuart Davis
Supervisor
800-654-7444
Ext. 849


Ok...here's my reply!!!

Mr. Davis,
I would be most happy to consolidate the statues of which your company has violated in the state of Florida.
This was a deferred presentment transaction and in No way was there a signed post dated check presented to you from me. If you have such a copy I would like you to forward that information to me.
Please refer to the website provided, and please review Florida statues, specifically Chapter 560.
Again, on advice from the State of Florida Attorney General's office, J.Crist as well as a local investigator for the Florida Department of Business and Professional Regualtion and Financial Services Department.
You're company, Global Pay Day Loan LLC d/b/a cashnet500 is not licensed to do business as a deferred presentment provider in the State of Florida.
The loan amount included your exorbitant interest and fees was fully paid off in the total amount of $520 and you extracted an additional $380 in fees and interest.
I urge you to note my account as "paid in full" and place my account in a "do not loan status".

Best regards,
Elizabeth xxxxxxx
cc: B.Xxxxx, Investigator for State of Florida Financial Services Division for the Florida Department of Business and Professional Regulation


lrhall41

Submitted by erzeke1 on Thu, 04/27/2006 - 13:56

( Posts: 1145 | Credits: )


They sent me a fax at work yesterday after a do not call order was in place. I stated no phone calls or faxes in this letter back in January. I also sent it certified mail, got copies of the signature card. I don't remember signing a post dated check either with them. I don't have the copies of my orginal paper work though. I think maybe a voided check for the checking account information but not post dated. I can always try and get into my account. Anyway, I faxed their butts right back and said they were in violation of state laws and a do not call order. I also sent them a nasty e-mail with the state laws attached for their viewing last night. They had been quiet for awhile so here we go again. I'm just going to start shooting off complaints in every direction. :x


lrhall41

Submitted by Cow &amp; Chicken on Thu, 04/27/2006 - 15:10

( Posts: 3571 | Credits: )


You already paid $900 on a $400 loan? You are entitled to a refund because you paid way more than you should've on a loan of $400. I would yes, write them the Florida laws and state that you demand a refund of the additional money you pretty much gave them.
Don't let them do this to you. I sent an e-mail to One Step Cash and told them I already paid what was due (because they tried chargine me another $90 for being late on a 'finance charge') and they haven't called or said anything since :)


lrhall41

Submitted by quesik on Thu, 04/27/2006 - 15:15

( Posts: 108 | Credits: )


Oh yeah! This isn't over. I emailed a copy to the the Fl.Investigator I filed charges with, and if they decide they want to get cute, they're in for it! They tried to get me with some crazy copy of florida check laws and the word "felony"...I say...COME AND GET ME! I'll have their butts in court in a NY Second!
We'll see what they respond to my email. So far no calls though...I'm buying a recording device for my phone tomorrow and will let them know I'll be recording if they call me.
I'm sick of these guys!


lrhall41

Submitted by erzeke1 on Thu, 04/27/2006 - 16:01

( Posts: 1145 | Credits: )


You know, now that I'm thinking about this. This fathead actually sent me an admission to abiding by Florida Law!
By sending me that email regarding Fl.check law, he inadvertently admitted that I could be charged with a "Florida" check cashing law violation!??
This is interesting. They are not licensed here, and I'm thinking...It's So On!!!!!


lrhall41

Submitted by erzeke1 on Thu, 04/27/2006 - 17:28

( Posts: 1145 | Credits: )


actually by trying to flim flam you with "Florida Law" he is suggesting htat he wants to play be Florida law, so yea.. request a refund.. no wait demand a refund and then sick the state on em, also last I checked.. the civil penalties he quoted would be civil penalties.. not as he misquoted criminal felony penalties. what a friggin idiot he outta be... okay I gues jessi isnt the only one in a bad mood


lrhall41

Submitted by jj on Thu, 04/27/2006 - 21:11

( Posts: 1057 | Credits: )


wwofford here...
Good luck fighting with them...I just talked w/a Mr. Camaro, who is with fastcash-advance -- a Cashnet affiliate.

He did receive the letter I sent and would not zero out my balance. However, he did remove all fees and settle with me for only the $200 principal balance. So...small victory. I'll pay $50 mid May and the balance in mid-June. He was actually pretty cordial and flexible w/the payback dates...wonder if the letter had something to do with this?


lrhall41

Submitted by on Fri, 04/28/2006 - 07:32

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