Bergen Boesch and Geneva Roth

Hi Christie

Sorry to hear that situation but you should have done some research online before sending the money. Seeing the tactics used by the company, I wonder if they have posted your money towards the account. You will definitely like to enquire on this matter with them.

You need to get a detailed statement from the company showing the break down of the total amount. If you don't get this written statement, the company will keep changing the fees structure and you won't have any proof of it.

Don't fear of all the threatening made by the company. They are trying to scare you so that you send them money without verification. It is your legal right to know the details of the account before sending the payment.

Send a letter in writing through certified mail with return receipt requested. This written letter will serve as an important proof of your effort in making the payment. It will also track down the date of the request which can be used in the future.

Christie,

That collector is a liar. If she actually did what she said she'd do regarding your employer, you could have her **** in a courtroom for violation of federal law. All that crap about a warrant and being arrested isn't true either. Pay what you can afford and leave it at that. Then they can't touch you! Then call the ****back and laugh at her because you know she's stupid, uneducated, has no character and makes minimum wage sitting on her dumpy **** at a desk on the phone all day.

[color=Red]****Adult term removed - Jason[/color]

I had an officer by the name of Linda Carpenter call me and threaten me. I owe for 2 boucned checks and she said if I didn't pay it by Friday that, since I'm in the military, she would fwd it to my commander and I would be getting court-martial. She also said if I didn't pay it by Friday I would be getting arrested and would have to post bail. I have been so worried wondering how I'm gonna get the money but I am so glad I decided to look it up first and I found this forum.

This thread is the fifth most popular Google web search item on the WWW LOL

They can't provide any proof that I've had a payday loan with them and they can't even tell me the name of the bank this loan was associated with....They call me everyday...and now are "going to an attorney".
demaThey a

do they have a payday loan website

I received my bank statement yesterday and showed a debit from Geneva Roth for $400. I never gave them authorization to take money out of my checking account. I haven't talked to this company since November and they told me the only way they accept payments is by credit card or western union. I have told my bank that i never authorized the payment and they are checking into it further. The bank gave me a customer serv # to contact them and i always get a voicemail and no one calls me back. Isnt this theft if someone takes money out of my account without authorization????

I had the same thing happen to me this morning as Candace. I checek my account and there was a $310 debit from my account. I never heard of them either and my bank provided me with a number. I did get through to someone and they said the charge was from a loan I took out in 2004 and closed my account. I never had a loan throught anyone, and yes I closed out account a few years ago. But my question is how can they get into a account that is not authorized by me? They say the only way to get my money back is for me to send them proof I did not receive a loan. The fax number they gave me does not work. This is BS.

To all the guests,if they took money with out permission then they broke the law. Go to your bank and dispute the charges to get your money back. Call these dirtbags and tell them to either refund or get prosecuted for committing fraud.

I have the same problems with this company! I am getting threats at my work to speak to my payroll department! I have been called every name in the book by this collector including a deadbeat! They also have taken $400.00 out of a few of my bank accounts WITHOUT any permission or notice!! I have disputed the charges for fraud. Its funny how they cannot provide me with any information in writing about said loans that I owe them!

i just had the same thing done to me.i did a loan with them a year or so ago and paid them off.i closed the account that it was under.now they are trying to take money out of another account that is not associated with it for 400.00 this is BS

Dont let these people get $$ out of your acct.
Force them to contact you...Force them to provide documentation of your approved and authorized loan.

Call the bank and STOP PAYMENT on all drafts from them.

You CAN be in control.

Some payday loans are legitimite and allow you to pay off or pay down their loans...most make it easy via a website or form.

Geneva Roth does neither...they simply put the money in, then make it near impossible for you to pay them back. Nice lil scam.

DONT LET THEM GET TO YOU. KNOW YOUR RIGHTS!

*Call the bank asap
*Stop Payment on all Future Drafts
*Force them to provide you proof of your debt to them

Good Luck :)

i borrowed 300.00 from a payday loan company..which ending up being Geneva Roth. i have since paid over 450.00 in intrest. This company is a hugh scam..something needs to be done about them.

I just had an UNAUTHORIZED $400 debit from my checking account from Geneva Roth. I called Geneva Roth and was told that they were attempting to collect a debt from an unpaid loan. The first probelm is that the loan was accepted based on a different bank account - I never gave them bank info for the account that was debited today!!! Second problem is that when I asked for a written statement that included the amount of the loan, the amount that has been collected on the loan and what the current balance owed was THEY HUNG UP ON ME! I called back and spoke to someone else who agreed that if my bank would stop payment on the $400 transaction that they would 'settle' the account without future UNAUTHORIZED debits from my checking account. They agreed to let me pay a total of $600 for my $300 loan. They original quote form them today was to pay $1270 for my $300 loan. This company only wants to take advantage of people who only need help. Where is the humanity?

Did you happen to ask them how they got your new bank info?

Geneva Roth told me that they "basically own all pay day loan companies" and that they got my bank info from an application I had sent to another company. I was told that they can do whatever they want with the information they can find becuase I owe them money.

First off, what state are you in? If they are not licensed in your state and chances are they aren't, file an immediate claim with the Attorney General's office in your state. That is highway robbery--owing $1200 for a $300 loan!

The same thing has happended to me today and now my account is negative $1,100 I never gave anybody my checking info and do NOT know how they obtained it. I disputed this with my bank as I did not authorize such charge they said I owed them money from 2006 the account in which they debited the $400 was not even opened in 2006. Is this legal? Will my bank reverse these charges? I am stressing out of my mind...

Email I just got from them:

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Quote:

I received the same threatening email as Mom2TwoLil1s, yesterday. I spoke with the rep. and she is trying to get $1200 for a $300 loan. What can I do?

i juat had the similar thing happen to me, I just so happened to go to my bank account on line , to discover i was at a negative for -450.00. After further checking, I found a debit for $400.00 that was from geneve which was nor athorized, I called my bank immediately and had them stop payment. I also called the company and was told the people were in a meeting and would call me back.... But nothin as of yet.

So i just took a loan out from this company a few days ago, should i g,o to the bank and stop payment before they get a chance to take any money? Somebody tell me something!

Exactly the same thing...The deducted $400 from my account last night with out my permission. I called my bank and have to go and file a fraud report. I never gave them permission to withdrawl funds from this bank. This is unbelievable. I'm blown away that they can obtain your bank information from anyone. Especially when we are all watching our pennies these days, they can just pick and choose when they want to withdrawl the funds without notice. I THINK NOT!

I got scammed by Genva Roth, as well. I loaned out with them over two years ago under a different account than the one I have now. They had the nerve to try to debit my account, my new account, for $400. They got my new information from another loan source. If you apply online for another payday loan, chances are, that they can pick up on it and get all your new info. You would do better by not applying for any loans online anymore.

[font=Tahoma][/font]I am so fed up with Geneva Roth. They took 500.00 out of my checking account as well as they had been taking over 120. every two weeks saying it wasnt payment but interest on a 400. loan.
Today i check my checking account and have found they have bounced my account for 120. supposably for the last payment. They must be stopped. They have gotten way more than 400. And they need to be stopped when they are robbing people. What can we do to get the money back from them. And what can we do to stop Companys like them from taking advantage of a bad situation??

II totally agree wth all of you it happen to me and they took a unauthrized debit out of my account whn i ask how they got my information they said off the internet, I have learned dont put your information on the intrnet and dont filled anymore forms out becuas thy get way I took out a loan for 200 and now they want 610 i ALREADY PAID THEM 280 THEY NEED TO BE REPORTED AND B SHUT DOWN....Its the onlhy way to stopped them

Same here they took $400 out of my new account / I had a loan from them in 2007 which I thought I paid So when I asked them to provide me something in writing in july 2007 that was the last I herd from them , but me like a dummy went on line and applied for a loan and it ened up being owned by geneva roth. And I called them and they told me that all contracted reads : that if this account closes and no futher payment is debit from this account you then give us the right to access any other accounts in your name / by information provided to us from you or an outside credit agency

So I went on line and went thur the steps to get to that part of the contract where they as you for you to type your name ,,, and I read the contract and sure thing it was there but it also read nothing about filing bankrupt on their butts so thats what im going to do , Its hard time and I was going to a lawyer anyway, so they just reminded me to add them to it ???

Well, we all should file a class-action suite against Geneva-Roth because the same thing happened to me. I didn't look at my bank account until this evening (1/21/09) and found a $400 deduction from my checking account. The transaction is pending. I will call my bank in the morning and hopefully I can get my money back. I will also contact the Secretary of State and inform the office of this web site. It's a damn shame.

They took money from my acct too they are horrible and need to be closed. Why have they not been stopped

They took money from my acct too they are horrible and need to be closed. Why have they not been stopped