Geneva Roth/ Loan Point USA

Thanks Sharias for the update. I think the fdcpa has already been violated after you have put the request not to call you at your job. Did you send the cease and desist letter in writing through CMRRR? If so, you can take legal actions against them with the help of your attorney.

Keep a check on your bank account and see they don't take out money by fraudulent means.

I tried calling my bank and ask them if they had a phone number. They don't so i don't know how much I owe or how much more I need to pay?

I was approve for my payday loan and you ask me to priprint the form out and fax it back I am sorry my printer is not working how can I still recieve my loan.

Can I recieve a 300.00 payday loan

Barbara. DebtCC is not a payday loan company. We are here to help with debt consolidation, and the majority here are anti-payday loan. Please consider other alternatives than taking out a loan like this.

Peace,

Polly

barbra.. your making a huge mistake taken a loan from these guys dont do it.. this company is acually a collection agency in disguse..if u defult they will make up lies.. think twice before taken a loan out with them..

I just recently had received money from them and I tried to contact them based on info I got from one of the responses on this forum and that was three days ago and I have heard from know one and received no emails from them, how am I to find out what I owe them? some one please help, thanks.

Above this message is what you will recieve from the money laundering, wire fraud, stealing and lying criminals. It is an extension form used by them so they can scam more money out of people, if you sign it then you agree to their terms and an extension at the cost of the $90.00 that they take out of your account. In the contract below there is nothing that states they will do an automatic extension of the payday loan without your approval but every other week they take out $90.00 of your account and naturally you believe like with any other loan that some of it goes towards the principal owed. After a few 3-4 times of them taking out of your account then you contact their office and what they send to you is the extension form that is above this message. They are very deceiving and crooked business, I am very surprised that the government allows people like this to operate. It just goes to show how crooked people in our government...when they allow a business like this to operate and steal from people in need of financial assistance.

i would just close my account and tell them to go to hell with gasoline soaked drawers on.

Granny's got game, you tell em!

I JUST PAYED MY LOAN OFF 1/25/2008 I WOULD LIKT TO TRY AND GET A NEW LOAN. MY EMAIL IS Personal info removed, Frogpatch
THINK YOU
MARY

BADJIVE, this site helps people out of the payday loan trap, please do not take out a new loan.

Can a mod remove her personal info please?

BadJive50, LoneGunman is correct, Pay Day Loans are predatory lending at it's worst. With over 1000% interest rates and many lenders that ignore state usury laws it is one of the most worst types of loans, which is why almost half the states in the nation have made them illegal, the other half have enacted legislature to heavily regulate them to where they are almost illegal and only two states do not regulate them (aside from general lending laws) at all. My advice, do not ever take out a payday loan. It would be less expensive to go to a bank and take out a loan if you need it that badly.

We used the same lendwer but couldn't pay off the loan(never any money)...they took 90 dollars/every 2 weeks for about 8 months so thats like well over 2000. but when we got our taxes back we were going to pay off the 300 but they told us we owed nothing more. We havn't heard from them since. I was relieved. Just a though for ya...

Welcome to the forum Angiemarie23.
I would suggest you seek a letter stating that you have paid in full. Just in case.

I got a loan from these people and never even saw a single email, form or document. My husband and I got a loan from another company, had no problems, paid it off early. We then decided to do one again with them, and we ended up getting that loan plus the Geneva-Roth loan. I still have yet to receive a single email from them. Can I block them from getting money out of my account, maybe if I do that they will contact me. :twisted:

I'm sure you can request that your bank block the payments. They are required by the Truth in Lending Act to provide you with a disclosure of the fee schedules on any type of loan you apply for.

i got an email from geneva roth/ loan pointusa saying my loan had been approved, but i don't remember applying for one. are they automatically deposit and take funds from my account, or do i have to sign a form manually? i think i started applying and it said they would call me to verify information but i haven't received a call and don't want to.

Sounds pretty strange if you ask me. I would suggest paying back this loan ASAP and not taking out any more. PDLs are predatory lending at it's worst.

Im dealing with the same thing i took out a loan for 500.00 with these guys they are nailing my account 150.00 every 2 weeksits killing me financially i was unaware at the time none was going to the priciple i called them asked if i could make 2 payments they said no 1 payment only lol what the heck i quit direct deposit from these jokers and im closing my account (INDIANA LAW states they cant make false or misleading statements about there loans #2 they cant contract for and collect attorney fees I didnt even get a contract from these jerks i filled out a short application on line and the next thing i know 500.00 was in my account Indiana law states they can only roll over 3 x if they violate any of these laws the lender may have to pay me 1000.00 for each violation. so i will seek an attorney

txstattoo, they did the same thing to me last march I applied for a loan and changed my mind and did not complete the paperwork, as it said someone would be contacting me shortly. 2 days later i had money in my bank account, called my bank, tried to call geneva roth with the number my bank gave me, couldnt get a hold of a human, and then began the nightmare, i ended up having to close not 1 but 2 checking accounts, and you dont even want to know how many dumb arse phone calls i have had to make a receive

my husband and i needed extra cash for my kids b-day party so we got a 200 dollar loan. based off what ppl r saying, im scared to attempt paying them back! i live in texas. what can they legally do to me?? and how can i fight back!

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I dont know if anyone is still on here, but I took out a loan some time ago with this company with all intentions of paying it back. Needless to say things went south and couldnt pay it. I now am trying to bring myself backup out of the shambles with a preload card and somehow they got my acct number and took out 400$. Can they do this? what can I do I have already placed a stop payment

did you give this pdl an ACH revocation letter.if not they have some clause that enables them to debit any account.you must send them that letter.in the meantime a stop payment won't work.they can and will change amounts,change co names,even submit a paper check.go to your bank and explain to them about the pdl.give them the letter first,and file a fraud affidavit.then close your account,and open a new one.do not link it to the old one.do this before this bottomfeeder debits again.btw you will have to sewe the manager to do this.tellers can't do that,but the manager can.

i can not find an address for loan point usa can u help

Loan Point USA
1-800-351-8820 Ext: 304
1-800-351-8830 Fax
customerservice @ loanpointusa.com
[URL="javascript:WebForm_DoPostBackWithOptions(new WebForm_PostBackOptions("ctl12$gc1$s$gridResults$ctl02$lbReport", "", true, "", "", false, true))"]Loan Point USA[/URL]
2207 Concord Pike
Wilmington, DE 19803

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