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Debtconsolidationcare.com - the USA consumer forum

ok heres my problem

Date: Mon, 05/01/2006 - 18:04

Submitted by anonymous
on Mon, 05/01/2006 - 18:04

Posts: 202330 Credits: [Donate]

Total Replies: 8


I have dug a hole, not too bad yet, but its growing daily. Gambling, bad spending, and payday/loan places have gotten out of hand now.

My loans I can pay monthly without a problem except I have no money now to pay them. I have a good job right now and I don't want them to find out what is going on or I may lose this job.

I am behind in most if not all of my current bills. payday loan, cable/phone/internet, and up coming car payment.

What can I do now? No place will give me a loan right now, except pay day loans. I'd say right now $2500 could easily pull me back out of it for now but my credit score and debt to income ratio are not well. I have about a 630 credit score not sure on debt to income though. Please, anyone, help!


Hi BlasphemousMusic

You might be going through hard times but don't spoil it further by taking a payday loan. If you do so, you will never be able to come out of this mess.

Talk to the consultant and plan up your monthly payments. Send the money through certified check and the consolidation company will send it to your creditors. You will get monthly statements showing how your money is being applied. If you are going through financial stress, you need to figure out the accounts that need immediate attention.


lrhall41

Submitted by david on Tue, 05/02/2006 - 10:20

( Posts: 1229 | Credits: )


debt consolidation is not the way for me to go, I guess. It may help more down the road but for now my debt is immediate. The damage will be all ready done, the damage I was trying to avoid. I suppose I will look for a loan on-line and then come back here after a while to consolidate. Or at least till i have the money to pay for the consolidation.


lrhall41

Submitted by BlasphemousMusic on Tue, 05/02/2006 - 19:33

( Posts: 4 | Credits: )