My response from Quik Payday

I am so glad that this board exists tand that there are plenty of people who are there to help...Within 24 hours from my first effort this is the letter I have received from Quikpayday...


RE: Dispute

Dear *******:

We are in receipt of your recent email alleging that we have violated Alabama law. As you are aware, we disclose numerous times on our website, through our application process and in each of our loan agreements, that our relationship is governed by Utah law.

We have no facility, offices or employees in the state of Alabama, thus we have no ?presence? in Alabama and do not fall under their jurisdiction for licensing.

At all times during operation, Quik Payday has been licensed, governed by and compliant with the laws of the state of Utah. You, as a consumer, consented to the fact that our contractual relationship would be governed by Utah law. Furthermore, you were informed that if you did not want our transaction to be governed by Utah law that you should seek a loan elsewhere.

Obviously, you have become accustomed to our high level of customer satisfaction and it is our desire to resolve this matter as quickly and amicably as possible. We have removed your balance owing from our system and Quik Payday has made no negative credit reports to any of the three major credit bureaus.

Sincerely,


Quik Payday, Inc.