Need help in consolidation

Hi cmhumiston

I am glad that you are trying to fix up your credit worthiness. If you have some extra money to contribute towards the program, you should definitely include all the accounts that need immediate attention.

Remember, your future lenders will place a keen view on your file before extending any new credit to you. So, you must take this opportunity and lead towards a debt free life.

In my situation I found it was better to do all of the debt, creditors and pdl, at one time because it made it simpler for me. Including all of the creditors that you want to consolidate now will allow you to pay down your debt sooner than waiting until the pdl consolidation is paid off.

Good luck!!